00:00A past due fee! A past due fee!
00:03Is that on the Capital One? Or...
00:06Yes.
00:07Oh.
00:08What are you doing?
00:10I need to turn on auto pay.
00:12What do you not have auto pay on?
00:14Okay, I like to believe I'm a responsible person.
00:16Uh-huh, and yeah, that's good to have beliefs about bull**** that lead us down the wrong path.
00:20That's great. That historically has led to amazing situations for everyone.
00:24Oh, yeah. It led me to acting school.
00:26And how's that going?
00:28What if I tell you it's a work in progress?
00:31I believe it.
00:32I'll tell you how to not save money, and that's going to acting school while you're already in masters,
00:37while you're already floundering the income you have, while you already have debt,
00:40while you can't pay off a card, while fees are accruing, while interest is accruing.
00:43Yep.
00:44Yeah, that's not how we budget.
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