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  • 4 months ago
GSIS disbursed P413.4-B for 1.9-M loan applications under Ginhawa Flex and Ginhawa Lite Programs

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Transcript
00:00The government service insurance system took stock of its loan and housing programs that have well past client muster.
00:06Our Harley Valbuena dwells on GSIS's hit Ginhawa Loan Schemes and Housing Program,
00:11plus its all-out efforts to fully digitize its work operations in this story.
00:18The government service insurance system took note of its achievements for the betterment of their members.
00:25This is in line with President Ferdinand R. Marcos Jr.'s directive to ensure that government employees fill the services of GSIS.
00:33First among these, GSIS said it is able to disburse a total of P413.4 billion for 1.9 million loan applications under the Ginhawa Flex and Ginhawa Light programs.
00:47Under Ginhawa Flex Loan, members can borrow up to P5 million, which they can pay up to 15 years depending on their premiums with 6-7% interest.
00:59The Ginhawa Max Loan buyout is also simplified, and it will require only a letter of intent from a respective head of agency and is free of service fee.
01:09Ginhawa Light, meanwhile, is for smaller emergency loans, ranging from P5,000 to P50,000, payable for 6-24 months.
01:20Happiness index ang gusto ko makuha para sa kanila, sapagkat ito yung pinapang-communicate na mahal na pangulo natin eh.
01:28Naisaisay ka ba sa mga, ito ba ginagawa mo, nararamdaman na mga huwag-impleyado ng gobyerno?
01:34Kaya yan ang gusto kong iparamdam sa kanilang lahat.
01:37The state insurer also said that they are now 99.6% digital, made possible by their GSIS Touch mobile app in-app facial recognition for pensioners, digital GSIS ID, and digital hubs in GSIS branches.
01:54For the housing program, over 4,000 families were able to secure affordable homes through the lease with option to buy program,
02:02while almost 2,000 borrowers avoided foreclosure of their houses through housing accounts, remedial, and condemnation program.
02:11National indemnity insurance program are also expanded and now covers 130,000 public school buildings.
02:18The stakeholders' dialogue were conducted to hear the sentiments and suggestions of representatives from different agencies.
02:27Some government employees who joined the event expressed their satisfaction over the initiatives of the GSIS.
02:35Before kasi worried kami doon sa loan namin na if ever na hindi namin nababayaran, nagkakaroon ng compounded interest.
02:42So nung sinabi nila na sinimplify na lang nila, natuwa naman kami doon.
02:48Actually, nagulat kami napakarani pa ng mga bagong initiative ng GSIS na ngayon lang na-present.
02:55Meanwhile, GSIS is also ready to extend assistance to overseas government workers,
03:00especially those working in consular offices who are affected by increasing tensions in the Middle East.
03:07Yung mga empleyado po ng gobyerno na naroon ay sana naman po ay safe sila
03:15sapagkat kung may okay nilangan sila sa GSIS, ihanda naman pong tumulong ang GSIS para sa kanila.
03:21Hardy Valbena from the National TV Network for a new and better Philippines.

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