Make Sure You Have a Travel Card Because It Will Make or Break Expenses

Pennygem

If you travel often, it’s a good idea to pick a card with international benefits so that you’re not only banking on perks with purchases in the U.S. Here’s how to pick the best ones. PennyGem’s Johana Restrepo has more.

Transcript

00:00if you travel often it's a good idea to pick a card with international benefits so that you're

00:09not only banking on perks with purchases in the US here's how to pick the best ones nerd while I

00:15recommend starting with cards that have no foreign transaction fees most of these have annual fees

00:21but the perks sometimes outweigh the fee or you can really do some research and find one that

00:27offers both options it's a good idea to hold two cards with international perks because depending

00:33on where you go some places only accept Visa and MasterCard not American Express keep an eye out

00:40for cards that are advertised as travel cards but only allow you to use the points towards purchases

00:47at certain stores you want to be able to redeem points once you've earned them towards flights

00:52and hotels rather than getting cash back CNBC recommends you compare different cards to

00:59see which one will suit your needs best a good starting point would be to check your credit

01:04score and see which cards you would qualify for based on that number

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