00:00So tell me, what is the best piece of money management advice you've ever received?
00:04You know, honestly, money management advice would have been like, there was a time I used to
00:14like be afraid of credit cards. Okay? Because like at one time in my career, I was very much
00:22in debt. And this was like maybe 20 years ago. And I just cut off all credit cards. I didn't
00:28have a credit card for probably like almost 10 years. Wow. Okay. Can you believe that?
00:34Like literally, I was just debit. Like, exactly. And then I was like, that's not smart. Okay.
00:40Yeah. You got to know how to work the system. Exactly. And that was something that I learned,
00:45but I thought I was doing well by myself by not, you know, accumulating debt. But then I wasn't even
00:52accumulating good credit. Absolutely. Yeah. And listen, look, we live in a country that we're in
00:56debt. We run on debt. Right? Hello. Hello. Absolutely. You got to do it. Absolutely.
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