00:00Do you owe anything to your relatives?
00:04Actually, I don't owe anything to my relatives.
00:07If I borrow a big amount,
00:10for example, 50,000.
00:13I usually don't borrow anymore.
00:15What do you give?
00:16I just give what I can afford.
00:17For example, I'll give 10,000.
00:20This is all I can afford.
00:21Even if they don't pay me, it's okay.
00:23So you limit 50,000?
00:26No, for example.
00:27Why don't you know?
00:28For example, they borrow money from me
00:31and I know it's hard to pay them back.
00:33I just give them 10,000.
00:36You're so stingy.
00:37Because I know it's hard.
00:40So I'll make it harder.
00:42Until it happens, we won't be able to pay them back.
00:45They'll be ashamed of me.
00:46So it's a waste of our relationship.
00:48Same thing with my friends.
00:50Because it's embarrassing.
00:52Because of the debt, we won't be able to pay them back.
00:55So definitely, if someone owes you money
01:00and you know they won't be able to pay you back,
01:02don't borrow anymore.
01:03Right.
01:04So if there's something inside you that you can't pay back,
01:07that's the only thing you'll give?
01:09Yes, that's the only thing you'll give.
01:11Actually, it's really hard if you don't.
01:13I'm telling you, but it's hard for me to apply.
01:16Especially if it's other friends.
01:18It's really necessary.
01:20Especially in emergencies.
01:22It's hard to refuse.
01:24Especially if you have a soft heart.
01:28But I hope the time will come when we'll learn.
01:31Because it's painful.
01:32It's also hard for us who owe money.
01:34It's also hard when you're the one who owes money.
01:37You worked hard for the money.
01:39Then at the end of the day,
01:41someone will tell you,
01:43you won't be noticed.
01:44You'll be kissed.
01:45You'll say this and that.
01:47You'll say you can't wait.
01:49Yes.
01:50It's been 5 years.
01:51You're still fighting.
01:52You're still gaslighting.
01:54Everything.
01:55It's just to get rid of the conversation
01:58that I owe you money.
02:00But no matter what you do,
02:03if you have money,
02:05you won't fight if you don't owe money.
02:07That's true.
02:08You'll blame the one who owes money.
02:13Look, for example, someone is fighting.
02:15Someone is fighting.
02:16There's a lot of gossip.
02:18Because you didn't pay the debt.
02:20You'll be blamed.
02:21This and that.
02:22Where did it start?
02:23The debt.
02:24When you need it.
02:26You owe money.
02:27Then you say a lot of things.
02:30So that you'll stop.
02:31That's what you'll always think about.
02:33There's no discussion if you don't owe money.
02:36Correct.
02:37You owe money to other people.
02:39It's their money.
02:40They worked hard for it.
02:41Pay them.
02:42That's right.
02:43It all goes to those who owe money
02:46who are shameless
02:47and have a thick face.
02:49You'll see a lot of them on Facebook.
02:51They're the brave ones.
02:53Yes.
02:56If you don't owe money,
02:57there's no fight.
02:58There's no discussion.
02:59There's no discussion.
03:00Yes.
03:01And you know,
03:02debt also has an emotional value.
03:04Even if we can return the exact amount of money
03:07plus the interest that we borrowed,
03:09but when it's time that you need it
03:11and you're stuck
03:12in this person's trouble,
03:15the debt inside
03:16that we're saying we can't return.
03:18That's right.
03:19Those people are ******.
03:20That's right.
03:21Wait, boss.
03:22You're right.
03:23That's right.
03:24******.
03:25That's right, boss.
03:26I see that sometimes you post names.
03:29Yes.
03:30Wait.
03:31How many strikes do you do first
03:33before they can post?
03:34No, because I don't really...
03:36If you don't follow the message for a month,
03:39how are you?
03:40When is it?
03:41There's no scene.
03:43I just hide it.
03:44How are you?
03:45Buboy Bilyar.
03:46He's going to PM now.
03:47That's it.
03:48I said, I'm sorry.
03:49I didn't read your chat.
03:51I'm sorry.
03:52I fell.
03:54Don't pay.
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