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Polemik penerapan kewajiban iuran Tabungan Perumahan Rakyat atau Tapera masih menjadi perbincangan hangat, baik di kalangan pekerja maupun dunia usaha. Bahkan, bagi pekerja seperti ASN, pegawai BUMN, BUMD, swasta dan lainnya yang sudah memiliki rumah pun, tetap harus ikut menjadi peserta Tapera dengan dasar semangat gotong-royong.

Saat ini, pembahasan berkembang terkait dengan sanksi yang menanti bagi pekerja maupun pemberi kerja yang tidak mendaftar dan membayar iuran Tapera. Peraturan Pemerintah Nomor 25 tahun 2020, pasal 55 menyebutkan, pekerja mandiri atau pekerja informal yang sudah menjadi peserta tapera namun tidak membayar iurannya, akan dikenakan sanksi administratif berupa peringatan tertulis. Sanksi akan dikenakan oleh badan pengelola Tapera dalam jangka waktu paling lama 10 hari kerja.

Sedangkan bagi ASN, pegawai BUMN, BUMD dan swasta iuran akan dibayarkan oleh pemberi kerja dengan memotong gaji pekerja 2,5% dan pemberi pekerja 0,5%. Jika pemberi kerja tidak mendaftarkan pekerja menjadi peserta Tapera, pemberi kerja juga akan mendapatkan sanksi administratif, berupa peringatan tertulis, denda administratif, memublikasikan ketidakpatuhan pemberi kerja, pembekuan izin usaha, dan/atau pencabutan izin usaha.

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00:00IURAN TABUNGAN PERUMANAN RAKYAT TETAP BERAH
00:08IURAN TABUNGAN PERUMANAN RAKYAT TETAP BERAH
00:11is still a hot topic in the community
00:14for both workers and businessmen.
00:17This time, it is related to the sanctions
00:19against workers and employers
00:21if they do not register and pay IURAN TAPERAH.
00:24IURAN TABUNGAN PERUMANAN RAKYAT TETAP BERAH
00:28The controversy over the implementation of IURAN TABUNGAN PERUMANAN RAKYAT
00:31or TAPERAH
00:32is still a hot topic
00:34for both workers and businessmen.
00:37The size of IURAN TAPERAH that will be held in 2027
00:41has been set at 3%,
00:43where private workers,
00:45BUMN and others only pay 2.5% of the salary
00:48and the rest is paid by the employer.
00:51While for self-employed workers, they have to bear all of it.
00:56Even for workers such as ASN,
00:58BUMN employees,
01:00BUMD,
01:01private and others
01:02who already have a house
01:04still have to be included as TAPERAH participants
01:06based on the spirit of cooperation between the community.
01:10This policy is also considered to add pressure
01:13for all workers with minimum income,
01:15minimum wage and businessmen.
01:18Currently, discussions are developing
01:20regarding the sanctions for workers
01:22and employers who do not register and pay IURAN TAPERAH.
01:25Government Rule No. 25 of 2020,
01:28Article 55 states
01:30that self-employed or informal workers
01:32who have become TAPERAH participants
01:34but do not pay IURAN
01:35will be subject to administrative sanctions
01:38in the form of written warnings.
01:40Sanctions will be imposed by the TAPERAH body
01:43within the longest 10 working days.
01:47While for workers such as ASN,
01:49BUMN employees,
01:51BUMD,
01:52private and others,
01:53IURAN will be paid by the employer
01:55by cutting the employee's salary by 2.5%
01:58and the employer's salary by 0.5%.
02:01If the employer does not register the worker
02:03as a TAPERAH participant,
02:05the employer will be subject to administrative sanctions
02:08in the form of written warnings,
02:09administrative fines,
02:11publication of employee disobedience,
02:13employer dismissal,
02:14employer dismissal,
02:15employer dismissal,
02:16employer dismissal,
02:17employer dismissal,
02:18employer dismissal,
02:19employer dismissal,
02:20employer dismissal,
02:21employer dismissal,
02:22employer dismissal,
02:23employer dismissal,
02:24employer dismissal,
02:25employer dismissal,
02:26employer dismissal,
02:27employer dismissal,
02:28employer dismissal,
02:29employer dismissal,
02:30employer dismissal,
02:31employer dismissal,
02:32employer dismissal,
02:33employer dismissal,
02:34employer dismissal,
02:35employer dismissal,
02:36employer dismissal,
02:37employer dismissal,
02:38employer dismissal,
02:39employer dismissal,
02:40employer dismissal,
02:41employer dismissal,
02:42Good morning, sir.
02:43Good morning, sir.
02:44Good morning, sir.
02:45Good morning, Pak Akbar.
02:46Good morning, Pak Akbar.
02:47Good morning, Pak Akbar.
02:48Good morning, Pak Akbar.
02:49Good morning, Pak Akbar.
02:50Good morning, Pak Akbar.
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02:59Good morning, Pak Akbar.
03:00Good morning, Pak Akbar.
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03:03Good morning, Pak Akbar.
03:04Good morning, Pak Akbar.
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03:06Good morning, Pak Akbar.
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03:08Good morning, Pak Akbar.
03:09Good morning, Pak Akbar.
03:10Good morning, Pak Akbar.
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03:12Good morning, Pak Akbar.
03:13Good morning, Pak Akbar.
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03:22Good morning, Pak Akbar.
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06:19Good morning, Pak Akbar.
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16:34Hmm.
16:35Hmm.
16:36Hmm.
16:37Hmm.
16:38Hmm.
16:39Hmm.
16:40Hmm.
16:41Hmm.
16:42Hmm.
16:43Hmm.
16:44Hmm.
16:45Hmm.
16:46Hmm.
16:47Hmm.
16:48Hmm.
16:49Hmm.
16:50Hmm.
16:51Hmm.
16:52Hmm.
16:53Hmm.
16:54Hmm.
16:55Hmm.
16:56Hmm.
16:57Hmm.
16:58Hmm.
16:59Ok.
17:00Hmm.
17:02Hmm.
17:04Hmm.
17:05Hmm.
17:10Ok.
17:22Hmm.
17:25Hmm.
17:27Hmm.
17:29to ask for opinions, to absorb aspirations
17:32we always fight, together with the workers
17:35to be able to provide
17:38an investment climate that is easy
17:41so that investment can enter, capital can enter
17:44as much as possible to our country
17:45also, to absorb the aspirations of the workers
17:48so that they are not burdened
17:49for, what is the main goal?
17:52increasing our per capita income
17:54so that we can be a safe country
17:56that is the basic goal
17:58and all of this must be done together
18:01we discuss in a comprehensive way
18:03where the needs are, then we pour it again
18:05in the government regulations
18:07so that everything can run together
18:09but is there an effort to open communication
18:11with the government so far?
18:12so far, yes
18:14we are always invited
18:15but this is the new PPP
18:17very new
18:19PPP number 1 year 2000
18:2121
18:22PPP 21 year 2000
18:24very new
18:26maybe in the future we will try
18:28to summarize it again
18:30with the central government
18:31okay, how about you, Mr. Timur?
18:33from your colleagues
18:34to deal with the conditions
18:36what steps will be taken?
18:38is it just opening
18:40a communication channel with the government?
18:43or maybe, what are the steps that can be delivered?
18:46yes, of course
18:48if we read the law 13-2002
18:51about the formation of the regulation of the regulation
18:53article 96 is clear
18:54every regulation must involve the people
18:58okay
18:59so far, the impression has not been invited
19:01and so on
19:02finally
19:03when the PPP was launched
19:05there are pro and contra
19:07and workers, entrepreneurs
19:09rejected
19:11again
19:12this is how
19:14the government can also see
19:16to the future
19:18we really need investment
19:21especially now we want to enter the OECD
19:24this is part of
19:26the effort to open the job market
19:29the existing sanctions
19:31in my opinion, it's only on paper
19:33the government itself will never do that
19:36and it means
19:37the government must look at the existing reality
19:39that indeed
19:41this good spirit
19:42but if it is established, it is obligatory
19:44for private and workers
19:45private, I mean entrepreneurs and their workers
19:47this is money
19:49so
19:50instead of being counterproductive
19:51it's better if we repeat
19:53with the word obligatory in article 7
19:55it's changed to voluntary
19:57for entrepreneurs and workers who want
19:59please, no problem
20:00why don't we stop it?
20:01but for entrepreneurs and workers
20:03who want to choose housing MLT
20:06please
20:07and this is the win-win part
20:09so that
20:11the PPP does not become
20:13counterproductive for investors
20:15now, the investment will cost
20:18how much?
20:19the personnel's salary
20:20social security, salary, etc
20:22suddenly in 2027
20:24add 0.5
20:25it will be recalculated and so on
20:27this is back to the question
20:29that we really need a job market
20:32a job market can reduce the level of poverty
20:35our GDP is still 7.2 million
20:37in February 2024
20:39and half-employment
20:41the job market is still high
20:43and this is back to
20:45we try to open a job market
20:48which has to be
20:51a driver of economic development
20:53if the unemployment rate is high
20:55it's hard for us
20:56poverty is also high
20:57Mr. Timur, if you say this will not be effective
21:00at the time of implementation
21:01is it better to be related to these sanctions
21:04or what do you think?
21:05we have to push to the old direction
21:08not to the current direction
21:10that the old one if changed
21:12it means that these sanctions actually exist
21:15but will never be implemented
21:16why?
21:17if in the old
21:19regulations in Article 7
21:21can be revised
21:24there is no need to wait for a witness
21:26surely the workers or entrepreneurs who want to join
21:28they obey
21:29the community will also obey
21:31so we push this not to the current direction
21:33but in the old direction
21:35so that if there is a sanction
21:37not implemented
21:39but why?
21:40because there is an obligation
21:42what is the obligation?
21:43because there is a need
21:44what is the need?
21:45because there is a willingness
21:47so if the workers and entrepreneurs
21:49are obliged to be pushed
21:53I'm sorry
21:54opposition will happen
21:56because the workers and entrepreneurs say
21:58we also oppose
21:59it will not be frozen
22:00the business license will not be revoked
22:02I'm sorry
22:03because the government itself is still thinking
22:06the job market is open
22:08so we don't have to talk about
22:10how later
22:12but in the future we just revise
22:14the old one
22:15so that this willingness
22:17causes a need
22:18that need will cause
22:20create a discipline to pay the interest
22:23discipline to register and so on
22:25okay
22:26finally the job market is good
22:28the sector is self-employed
22:30and the police is okay
22:32back to us
22:33Gotong Royong is like that, right?
22:35yes, Gotong Royong is like that
22:37Mr. Akbar, how about this?
22:38related to the sanctions
22:39so do we need to make changes
22:42when it comes to sanctions
22:44or how?
22:45I remember earlier
22:46the old one needs to be revised
22:47if Mr. Timur gave a recommendation
22:50or advice, Mr. Akbar
22:52yes, as we have said
22:55that
22:56first
22:57we have to unite the perception first
22:59that the spirit of the government must be good
23:01the spirit of Gotong Royong
23:03so that we can
23:05meet the needs
23:07housing for the community
23:09on the other hand
23:11the mechanism must be regulated
23:13as Mr. Timur said
23:15it is very true
23:16okay
23:17these aspirations
23:18we have to sit together with the government
23:21so that the government policy is accurate
23:23yes
23:24if the policy is accurate
23:26it will be useful for everyone
23:28yes
23:29so in my opinion
23:30there is still time
23:31for us to open a dialogue room
23:33until the establishment
23:34until May 2027
23:37I think three years
23:38is not too long
23:40but as Mr. Timur said
23:42if the regulation has been verified
23:44yes
23:45the investment I mentioned earlier
23:48may be a bit disturbed
23:50people want to invest their capital
23:51looking at the government regulations
23:53that there is a burden there
23:55will think twice
23:57for the investment to be able to enter
23:59things like this
24:00must be conveyed to the government
24:02okay
24:03it is our duty
24:04as a business world association
24:05to convey
24:06mitigating
24:07to the government
24:08so that the government policy is accurate
24:11okay
24:12that's all
24:13okay, that's it
24:14it means that there is one more communication
24:16that needs to be opened
24:17between the government
24:18business actors
24:19and also workers
24:20in the discussion
24:21later
24:22how to implement
24:23from the TAPERA policy
24:24is really accurate
24:26and the benefits are really felt
24:29for all the people
24:30and workers in Indonesia
24:31okay, Mr. Akbar
24:32thank you very much
24:33for the time and sharing
24:34that you have delivered
24:35to the audience
24:36Mr. Timur, thank you very much
24:37for some of the insights
24:38that have been delivered
24:39thank you very much
24:40continue your activities
24:41back
24:42good health
24:43good health
24:44thank you
24:45yes, viewers
24:46one hour is ready to accompany you
24:47in the market review
24:48keep sharing your information
24:49only on IDX channel
24:50your trustworthy
24:51and comprehensive
24:52investment reference
24:53because the matter of the future
24:54must be ahead
24:55I am investor saham
24:56yes, I am
24:57Mr. Setio Ibo
24:58see you
24:59I am Mr. Setio Ibo
25:00see you
25:30Thank you
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