SBI ने अपने करोड़ों ग्राहकों को दिया बड़ा तोहफा, CBDC पर शुरू की UPI सेवा| Details| GoodReturns

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देश के सबसे बड़े बैंक SBI ने अपने यूजर्स के लिए एक नई पहल की शुरुआत की है. इस पहल के साथ अब करोड़ों लोग सीधे UPI के जरिए Digital Rupee का लेन-देन कर पाएंगे. स्टेट बैंक ऑफ इंडिया की इस नई पेशकश से डिजिटल रुपये के इस्तेमाल को बढ़ावा मिलने की उम्मीद की जा रही है. क्या है ये सुविधा..और आप कैसे इस्तेमाल कर पाएंगे..चलिए इस वीडियो में समझाते हैं..     #sbi #erupee #upi

Transcript

00:00 The biggest bank of the country, SBI, has started a new phase for its users.

00:05 With this phase, crores of people will be able to directly trade digital currency through UPI.

00:10 With this new initiative of State Bank of India,

00:13 it is expected that the use of digital currency will be increased.

00:16 What is this facility and how will you be able to use it?

00:19 Let's explain to you in this video.

00:21 With the start of the facility of SBI,

00:23 you can now scan any merchant UPI QR code and make a transaction.

00:28 SBI has announced that it will use UPI on its CBDC mobile app.

00:34 This state of the art facility can be accessed through the eRupee by SBI app.

00:40 This can be scanned by SBI CBDC users and made a transaction.

00:47 Reserve Bank of India has started digital currency,

00:50 which is also known as CBDC, a digital currency of the Central Bank.

00:56 SBI is also included in the bank that came from the start of the project of Reserve Bank's eRupee,

01:01 i.e. the digital currency.

01:04 Reserve Bank of India also launches digital currency or eR as legal money.

01:09 It is similar to currency of notes.

01:12 In digital mode, eRupee provides features like physical cash,

01:15 such as trust and security.

01:19 Just as you keep cash notes with you,

01:23 you can also keep digital currency with you.

01:26 HDFC Bank is the first bank in the country to provide interoperable QR codes to its customers and merchants.

01:34 After this, Canara Bank, Axis Bank and Yes Bank provided this facility.

01:38 Now SBI has brought this facility.

01:41 CBDC is based on the same blockchain technology on which cryptocurrencies work.

01:46 CBDC is completely different from cryptocurrencies

01:49 because it has got the same sovereign guarantee as paper currency.

01:55 Now let's tell you how it works.

01:57 QR code interoperability will open the way for smooth transactions between customers and merchants.

02:03 While accepting payment from UPI or digital wallet,

02:07 shopkeepers will have to display only a QR code.

02:10 This will make it easier to use digital rupee in daily transactions.

02:15 How will it benefit users?

02:17 SBI has stated in a statement that

02:19 it has made UPI interoperable with digital rupee from its inception.

02:25 Customers can benefit from this service through the eRupee by SBI app.

02:30 With the help of this app, users can scan UPI QR code anywhere in the shop

02:37 and pay directly with digital currency.

02:40 Now there will be some more questions that you must be thinking.

02:43 Like, will it replace debit and credit card?

02:46 No, according to the concept note of RBI,

02:49 the aim of digital currency is not to develop the alternative of physical currency,

02:55 nor to replace it.

02:57 This will give people more options to keep their money.

03:01 Second is that, does eRupee charge for using?

03:05 No, eRupee or eRupee wallets do not charge for using.

03:10 Is there a minimum balance required to open and maintain an eRupee wallet?

03:16 No, there is no minimum balance required to open and maintain an eRupee wallet.

03:22 SBI says that this step will give users ease and ease of availability.

03:28 The bank said that integrating CBDC with UPI will increase the use of digital currency among people.

03:35 In this way, people will be able to use digital currency more in their daily transactions.

03:40 The bank also believes that this step will be a game changer for the digital currency ecosystem.

03:46 When did CBDC start in India?

03:49 Finance Minister Nirmala Sitaraman announced CBDC in the Union Budget 2022-2023.

03:56 After that, Reserve Bank of India started the test of Central Bank Digital Currency from 1 December 2022.

04:03 Now, along with the banks of the private sector, almost all major banks have joined CBDC.

04:09 The reason for the joining of SBI is that the number of customers, the number of branches,

04:14 and the number of branches has reached far and wide and has come from all other banks.

04:19 Because it is the largest bank in India.

04:22 The start of this facility of SBI means that this eRupee facility will now reach villages at a very large level.

04:31 So that's all in this video.

04:32 How did you like the information?

04:34 Comment and tell.

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