Callum Paterson is enjoying life under Xisco at Sheffield Wednesday - and says that there's going to be a big change in style.
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00:00 Yeah it's going well so far, pretty hot, well extremely hot but yeah it's been good.
00:06 The captain's put some good sessions on him, the boys have been learning a lot so yeah
00:09 I've enjoyed it so far.
00:10 They're really intense, he doesn't do very long sessions, they're more hour long sessions
00:15 a couple of times a day and they're real intense, short warm up and then straight into ball
00:19 work and tactics and stuff so different to what we've been used to but yeah.
00:23 It's very different, we're working a few different shapes, a few different formations, a few
00:26 different tactics and stuff so it's different from last year and the boys are finally getting
00:30 to grips with it now after the first football game so we can kick on from here.
00:33 And what's he sort of said to you about the role he'd like you to play?
00:36 Nothing at the moment, still a utility at the moment but we'll see what happens.
00:41 Like I've said, every time I play I'll play wherever but we'll see what our future holds.
00:47 If I'm saving for a deposit on a mortgage, what should I be aiming for?
00:54 Okay so a lot of lenders require a minimum of 5% deposit but if you can save more, if
01:01 you can get 10%, 15%, 20% the more that you can put into the property in the form of a
01:08 deposit the better your interests are going to be.
01:10 So obviously the more the better but the minimum requirement is usually 5%.
01:14 Now if it is a buy to let property you have to start thinking about 25% deposit which
01:21 is the criteria from pretty much all of the lenders.
01:23 [BLANK_AUDIO]