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Credit cards for bad credit in the US may have some of the worst terms for cardholders. Many card issuers don’t offer ‘normal’ credit cards to people with bad credit, and if they do, those cards will come with very high interest rates, penalties and fees which could crush you if you already face financial difficulties. It’s almost impossible to do without a credit card in this day and age. But fret not, because we are here to help you! If you have a bad credit score (below about 640-660), read on to find out which is our best rated credit card for bad credit you can consider getting if you want a card to help improve your credit score and to make life easier for you.