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  • 3/20/2015
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Getting the best loan with bad credit means finding a lender who is transparent about rates and fees, flexible on terms, and willing to view you as more than your credit score. It also means avoiding predatory lenders and common scams that can keep you trapped in a cycle of debt.

It’s hard to get a loan with bad credit. Options are limited, and borrowing is more expensive. If your credit is "less than perfect" you're not completely out of luck - it's just that you'll have to work a little harder to get funded. But in your situation it's easy to fall into expensive traps, so let's review the things you can do to improve your chances.

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