00:00The O112 condition, often referred to as Condition 12 on a Habib Bank Limited HBL account, is a security or
00:06compliance restriction that usually blocks outgoing transactions or limits account operations.
00:10This is typically triggered by compliance checks, negative balances from minor overdrafts, or the need for updated customer due diligence,
00:18such as expired CNIC or missing biometric data.
00:21Based on customer experiences discussed in financial communities on, removing this condition generally requires direct intervention at your designated bank
00:30branch.
00:31Visit your parent branch, go directly to the HBL branch where you originally opened your account, your parent branch.
00:37While some requests can be initiated by customer service, branch staff have the primary authority to clear compliance blocks.
00:43Bring required documentation, carry your original valid computerized national identity card CNIC along with photocopies.
00:50Depending on why the flag was raised, you may also need to bring proof of income or a salary slip.
00:56Complete biometric verification, request the desk officer to run a biometric re-verification to update your thumb impressions in the
01:03system.
01:04Any balance discrepancies, if the condition was triggered by a negative balance or ROST ID anomaly, deposit the required funds
01:11to bring your account balance to a clean or positive standing.
01:14Submit a request application, fill out any required compliance or account rectification forms provided by the branch manager or customer
01:21service representative to lift the specific restriction code.
01:24You can also cross verify details or register a formal inquiry beforehand through official channels listed on the HBL customer
01:31assistance page.
01:32And that's the full picture.
01:33If this saved you a search, hit like and subscribe.
01:36One clear answer every day.
01:38See you in the next one.
