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The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.25% in its August 2026 monetary policy while maintaining a neutral policy stance. What does this mean for your home loan EMI, car loan, personal loan, fixed deposits (FDs), stock market, inflation and the Indian economy? In this video, we break down the RBI policy in simple language, covering GDP growth forecasts, inflation outlook, interest rates and what borrowers and investors should expect in the coming months.

RBI ने अगस्त 2026 की मौद्रिक नीति में रेपो रेट को 5.25% पर बरकरार रखा है। इसके साथ ही केंद्रीय बैंक ने अपना न्यूट्रल स्टैंस भी कायम रखा है। इस वीडियो में जानिए RBI के इस फैसले का आपकी Home Loan EMI, Car Loan, Personal Loan, FD Interest Rates, शेयर बाजार और भारतीय अर्थव्यवस्था पर क्या असर पड़ेगा। साथ ही समझिए FY27 GDP Growth, Core Inflation और RBI के आगे के संकेत। अगर आप लोन, निवेश या शेयर बाजार से जुड़े हैं, तो यह वीडियो आपके लिए बेहद महत्वपूर्ण है।

#RBI #RepoRate #MonetaryPolicy #EMI #HomeLoan #FD #StockMarket #IndianEconomy #BusinessNews #Finance

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Transcript
00:00Your EMI is not going to pay or not going to pay.
00:02Yes, RBI is a monetary policy and then the repo rate is unchanged.
00:08RBI Governor Sanjay Malhotra has 5.25% of the repo rate is unchanged
00:13and the monetary policy is unanimously unanimously,
00:19the repo rate is unchanged.
00:24Your EMI, Home Loan, Personal Loan, Card Loan,
00:28or any other loan,
00:30there will not be any effect.
00:32No EMI is going to increase,
00:34nor the EMI is going to lose.
00:35Everything is going to be the same.
00:38Your EMI is going to be the same.
00:39There will not be a hard impact in this time.
00:43What about RBI's monetary policy?
00:45Let's go ahead and tell you all the points in this video.
00:49We will tell you all the points in this video.
00:53First of all, the points.
00:56The repo rate will be increased.
00:59We will tell you all the last 4 years,
01:02the rate is increased.
01:09In the previous crisis is over 2008.
01:12We will tell you that some party 3% are espectacular.
01:16We will tell you all the changes in the EU and the EU.
01:17In the future, the hiper will be MOI to be increased.
01:20In the past, the US government will be increased.
01:24So, the US government will be increased.
01:28So, the US government will have increased.
01:29this time for both options will be open for RBI policy, or rate cut, or neutral as possible.
01:40So, these are all options with RBI neutral stance.
01:45There are two very important parts, one is the reporate change and the other is the neutral stance.
01:50This is the fourth part that the reporate change has not been done.
01:57This is the third part that the reporate change has not been done.
02:02According to RBI Governor,
02:04these two options can be made by RBI and RBI.
02:09This is why the neutral stance is very important.
02:14This is why the neutral stance is very important.
02:25Floating rate, home loan, car loan, personal loan, AMI,
02:31and the other is the third part that the reporate change has not been done.
02:34And the people who are not going to be the same,
02:37they are obviously the same.
02:39So, let's see, the biggest thing is the loan.
02:44The factor of fixed deposit is the FD.
02:47FD. If you have any effect on FD or not, you can listen to this.
02:51So, with fixed reposites, there is still a big difference between fixed reposites and fixed reposites.
02:59But, with new returns and new returns, there is no return return to FD.
03:05So, if you are going to FD, if you are going to FD, then you will continue.
03:10You will not get a big point in FD.
03:13Now, RBI has said, what is the assumption?
03:17What is the assumption? What is the expectation?
03:20Listen to this.
03:22In 2017, GDP growth was 6.6% and was a bad.
03:29In the past, the RBI policy was 6.6% and the GDP was a bad.
03:34This time, the 6.6% was a bad.
03:36Also, that's the difference between the 5% and the GDP growth growth and the GDP growth.
03:45That's the difference between the GDP growth and the GDP growth.
04:02This is a very important factor because the demand, the demand, the demand, is a very important factor.
04:09The growth of the service sector is also the economy.
04:16Core inflation is 4.3 percent.
04:20The inflation is 4.3 percent.
04:28Core inflation is 0.5 percent.
04:31But fuel and food products can become a big risk.
04:40RBI has a risk highlighted here.
04:43We will tell you about this.
04:45First, food inflation is a big risk.
04:51RBI has highlighted its policy.
04:53In addition, fuel prices are the impact of fuel.
04:57The crude prices are directly impacted by the impact of fuel.
05:00If the crude prices are low, it is in the relax zone.
05:04But it is difficult to move forward.
05:06In addition, geopolitical tensions are now made.
05:09The economy is a little bit of a concern.
05:15and the RBI is also looking at that in the high-light risk of geopolitical tensions.
05:20Besides, the trade policies are changing in global levels,
05:26such as if we think that some trade policies are changing in the US,
05:30tariffs are changing,
05:32they are also changing in high-risk category.
05:37So, if you look at this, the trade policies are changing in India,
05:43the RBI is changing in the US,
05:44and the RBI is changing in the US.
05:46And what can we do with the share-bazaar?
05:50What can we do with the indications?
05:53Because the RBI policy is changing,
05:55the RBI policy is changing.
05:56After the RBI policy, the assumptions are changing.
05:59Now, what are the indications that we are talking about?
06:03The biggest thing is that,
06:05the trade policies are changing in the US.
06:16The RBI policy is changing in the US,
06:25and the RBI policy is changing in the US.
06:34So, what do we do with the trade policies?
07:04The RBI stability,
07:05The RBI policy is changing in the US.
07:10The RBI policy is changing in the US.
07:18The RBI policy is changing in the US.
07:33can be found.
07:35What are your expectations about RBI?
07:37How do you feel about this?
07:39Comment section in the comment section.
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