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India’s central bank, the Reserve Bank of India (RBI), is expected to keep interest rates unchanged at 5.25% until at least mid-2027, according to a latest Reuters poll. Most economists believe the RBI will continue its neutral policy stance, supported by stable inflation and strong economic growth. Inflation has remained below the RBI’s 4% target for nearly a year, giving the central bank room to pause. However, global risks—especially rising oil prices due to geopolitical tensions—could still push inflation higher, making future rate cuts uncertain.

What does this mean for you?
Home loan EMIs may not fall soon
Borrowing costs likely to stay stable
Fixed deposit rates could remain attractive
Watch this video to understand the full impact on your finances, markets, and investments.
#RBI #InterestRates #RepoRate #EMI #HomeLoan #IndianEconomy #StockMarketIndia #FinanceNews #BreakingNews #RBIpolicy #Inflation #Loans

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Transcript
00:00Their credibility is very good. They have taken steps not just to defend rupee but to regulate in Indian environment.
00:08They have taken very good steps. I have full faith and confidence in the credibility of the central bank.
00:15So I think that RBI will preserve the right kind of steps and as many steps as required. So I
00:28don't really have any worries on that front. I know that RBI will take the right kind of steps to
00:34defend it.
00:36Steps is taking the right steps. This is what we are hoping for. But sir, what are the hopes of
00:41rate cuts?
00:44So rate cut picture is at the moment it is gone, Anima. So there are murmurs about rate hikes now.
00:54But let's stick to the point.
00:56But this will put a lot of pressure in the bazaar. If there is a rate hike, then there is
00:59also that uncertainty that the bazaar was first. And that's why it's not stable.
01:07Yeah, so Anima, I am not looking at a rate hike picture. I don't think it's perspective at this point
01:14of time. We are looking at a rate hike. But definitely rate cuts, they are out of the window now.
01:22So we are looking at a rate hike. And now that we are looking at a rate hike. So we
01:51are looking at a rate hike.
01:52no no real worries in terms of adding banking sector in my portfolio rate cut nahin hooga
01:59as a as a umeed bach kam hai inflation is moving up deficits might increase hence bomb rbi would
02:08be very careful in announcing any such rate cut so this is also true in u.s now so u
02:14.s may be
02:15uh pahle anticipate kiya jara tha ki do-team rate cut hongi last uh fed meeting when they were talking
02:21of one fed rate cut dot plot says said that and now mary khal say even for a new fed
02:28chair person
02:29as in many joints unke liye bhi bhar difficult hogar rate cut karna given the current circumstances
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