00:00And I think also like discrepancies in salaries between a couple is also a hard thing to navigate
00:04because, I mean, we're pretty close, but if it was a bigger gap...
00:09We're not that close.
00:15Coming up with a savings plan has been the hardest thing for the two of us.
00:21Once we like kind of combine things together with a joint account and a joint credit card,
00:26trying to figure out how we want to meet those long-term goals, saving for a house, different things like
00:32that,
00:33maybe one day buying a car, just all those long-term goals, you have to come up with a plan
00:39of how you're going to save
00:40and manage the month-to-month, but also the year-long and the two-year things.
00:45We came up with this number that was, we said, if you're spending over $100 on something that isn't a
00:50present,
00:51you have to talk about it with the other person.
00:54And it's a conversation and it's not merely just like the other person can approve or disapprove of it,
00:59but it's more of you can talk about it.
01:01Like I do a lot of running races and stuff that sometimes get very expensive
01:04and we talk about like, you know, which races I'm going to do for the year
01:08so that we can, you know, plan it out versus me just willy-nilly just like registering for, you know,
01:1420 races
01:15and then all of a sudden I spend $3,000 on race entries, you know, without...
01:19Yeah, and most of the time it's, we're like, oh, of course you need to spend.
01:23But it's just having that conversation just keeps both of us in the loop
01:27and there's no surprises when the bill comes and, yeah, just keep the communication open.
01:33And I think also like discrepancies in salaries between a couple is also a hard thing to navigate
01:38because, I mean, we're pretty close, but if it was a bigger gap...
01:42We're not that close.
01:43Okay, if it was a bigger gap, I think it would be harder and I think that navigating that
01:48where like one person thinks they can spend more than the other or whatever it might be
01:52and like figuring out what is necessary, like, is 50-50 real?
01:59While like your relationship should be a 50-50 partnership, like the financial relationship,
02:04if one of you or one person's making a lot more than the other,
02:06then it might, it shouldn't be a 50-50 relationship because that's not real.
02:11But also like we value a lot of the same things in life.
02:15So the way we look at money is definitely similar in that way where we, you know,
02:22agree to spend on certain things and save in other areas because that reflects what we value as a couple.
02:28Yeah.
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