00:00One of us who might have taken on more of the, you know, day-to-day things that we do,
00:05started paying for more of them, but was making less money.
00:15I mean, what's interesting for us is that we've been together for almost 10 years,
00:21lived together for about four, and been married for one and a half.
00:25And we've never gotten to the point where we feel like we need to actually combine finances.
00:30We still have completely separate bank accounts because we just, I think from an early stage,
00:36got used to like alternating with the larger purchases, like if we're going out to eat
00:41or, you know, he'll buy the plane tickets home and I'll rent the car or whatever.
00:46So we've kind of maintained that and it just works really well for us
00:49because we each know exactly what's coming into our accounts
00:53and we know what we can afford to splurge here and there.
00:55We both, like we talk about saving, like our own savings and stuff.
01:00It's just, it's just worked out well.
01:02So I, so there wasn't like some huge change when we moved in together
01:06because we just kept doing the same thing.
01:08Like I, I write him a rent check every month and then he writes the full check to our landlord
01:13and like we just kept doing that and it's just been easy.
01:17And we like never argue about money or anything like that because we just.
01:22Yeah, if it ain't broke, don't fix it.
01:24You know, we have our own sort of accounting methods that we both use.
01:28And yeah, we both make it work.
01:32I think the biggest challenge for managing our money when we first moved in together
01:36was how to split living costs.
01:39It's like, you know, rent is easy.
01:43Utilities are easy, but like going out together.
01:46Food and drinks and all the other little stuff.
01:48Grocery is just the household necessity is just realizing that one of us
01:51who might have taken on more of the, you know, day-to-day things that we do
01:57started paying for more of them, but was making less money.
01:59So figuring out how to balance that and how to make that a little bit more equal.
02:04So money is like the, since we got, since we got married has been like the hardest
02:11thing to figure out and we're still figuring it out.
02:14And funny thing is, is that like most of our friends who also have gotten married recently
02:19are also in the same boat.
02:22Um, but I would say the smartest thing we've done is having a joint credit card together.
02:27We're like, we no longer, we no longer like get to the checkout counter at the grocery store
02:33and we're like, oh, can you put half on this card, half on that card?
02:35We have like this joint card.
02:36Anything that's like starting us down the path of like figuring it out, but it's hard.
Comments