00:00While you contribute all the money, a tiny 1% fee steals 30% of gains.
00:05This tiny decimal point is actually a calculated legal claim on your future physical labor.
00:11You provide 100% of the capital while they seize 30% of gains.
00:16This parasitic arithmetic works because fees compound against you while interest builds for massive institutions.
00:23Over 40 years, that single percentage point effectively erases 10 full years of your life.
00:30The financial industry hides this massive loss by highlighting gross returns instead of net realization.
00:36They rely on the human brain being unable to visualize exponential decay over several long decades.
00:43Your retirement fund pays for their glass skyscrapers while you struggle for basic survival needs.
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