00:00Your insurance company actually demands higher drug prices to secure larger secret cash kickbacks.
00:06This hidden incentive structure forces you to pay more for basic healthcare needs.
00:11Shadowy pharmacy benefit managers sit directly between the drug manufacturer and your local pharmacy.
00:18These massive corporations operate in total secrecy while deciding what your medicine will cost.
00:24They control the list of drugs your insurance covers through a secret document called a formulary.
00:30Inclusion on this list requires a manufacturer to pay a massive percentage back to them.
00:35This creates a rebate wall where cheaper drugs are intentionally excluded from your health plan.
00:41Middlemen prefer expensive drugs because a percentage of a high price equals more total profit.
00:47Drug companies simply raise their list prices to maintain margins after paying these heavy bribes.
00:53You are the only person in this transaction who actually pays the full sticker price.
00:58When you reach the pharmacy counter, your co-pay is based on the fake inflated price.
01:04The middleman then collects a secret rebate check that you will never actually see.
01:08You are
