00:00If you have a health insurance plan or you're in the market for insurance, you may be feeling
00:04a bit overwhelmed and maybe confused by all the terms being used.
00:07Co-pay, deductibles, premiums, co-insurance, individual out-of-pocket maximum.
00:12Add to the fact that many of these can vary widely based on the coverage or plan and you've
00:17got a lot to wrap your mind around.
00:19In this video, we're going to break down and demystify these essential health insurance
00:23terms, explain how the costs work for both you and your insurance company, and hopefully
00:27make you feel a bit more confident about how your plan works.
00:30So let's get started.
00:31Sort of the view from 10,000 feet is that there are three levels of health care.
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