00:00Hi everyone, my name is Shivam Singh and I'm the founder and CEO of Cent Capital.
00:05I grew up watching a lot of people I cared about, really smart people left behind by a financial
00:11system that was intentionally complex. This isn't just a market gap, it's a crisis of human well-being.
00:18That's why our mission is to build the financial infrastructure that breaks the generational
00:22chains. And my background is in building quantitative AI at hedge funds like the eShop,
00:27leading go-to-market strategies for engineering AI at AWS. Our Chief Commerce Officer, Miriam,
00:33who was also my best friend in my MBA, is a master of building mass market trust,
00:38having executed campaigns for Budweiser reaching over 60 million consumers. Our CTO,
00:44Richesh, who is my undergrad flatmate, is an engineering bedrock with built hyperscale
00:51infrastructure that secures trillions of dollars at Visa.
00:54The system we are trying to rebuild is fundamentally broken. It was architected
01:02for the top 10%, leaving two plus billion people locked out of essential wealth creation tools.
01:07You know how much financial advisor costs? You think the bottom 90% can afford that? And this has created a
01:14deep trust deficit. 73% millennial distrust legacy banks and have abandoned prairie free apps,
01:21leaving them over to turn. So that is why I developed a product, which is an AI-powered financial co-pilot
01:28that transforms financial chaos into clear plan of action. First, users connect everything. They
01:35securely link all their accounts in 60 seconds for a 360 degree view of their finances. Second, they
01:41activate the co-pilot and our engine instantly analyzes the trends. Flag all hidden fees, subscriptions,
01:47potential fraud, nudges, smart moves. And finally, you achieve clarity. The total addressable market
01:56combining the global personal finance and wellness apps is over 5 billion. Our serviceable addressable
02:01market is 3.5 to 5 billion. We are representing the digitally native Gentian millennials in North
02:06America and Europe willing to pay for premium tools. Our serviceable optimal market is a realistic
02:11target and very obtainable target of 10 to 20 million dollars. We have achieved market validation
02:17by over 130,000 organic Substack subscribers and 21,000 podcast followers on Spotify,
02:23demonstrating massive demand for our approach. It values the product to 50 paid users who have shown
02:28deep product love with 95% plus satisfaction score and 85% plus retention. And our GTM strategy,
02:36which is B2B2C, is proven with an active pipeline of three new banks and one major credit card issuer,
02:42which will represent over 2 million potential users, who we can acquire at a near zero CAC. We are
02:48built to execute at speed and that is why we are so excited about the opportunity to partner with you
02:53through the Speedman program.
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