00:00I can go to Target and spend $600, and then I can take it all home and regret all of it.
00:05Then return it.
00:06But I don't.
00:07Okay.
00:08So then I just am negative $600 for going to Target.
00:11And how much is this loan that you took out that he doesn't know?
00:15$6,000.
00:15Almost what you bring in after taxes and everything on a monthly basis.
00:19Immediately.
00:20A month has to go to that.
00:21How much was this vacation?
00:23You took out $6,000?
00:24No, the vacation was $4,000.
00:26What kind of lifestyle are you guys living?
00:28Champagne taste on a beer budget.
00:30It seems like spend what we want to spend.
00:32What goals do we have for you guys, for the kids?
00:35Where are we trying to be?
00:36Five years down the road, 10 years down the road, 20 years down the road.
00:39What are we trying to do?
00:41Because right now we're just living for fun.
00:43Do we have any combined goal?
00:46I don't think we have goals together.
00:47I want a house in Palm Beach by 40.
00:51Are you going to be able to move?
00:53No, I want a second home.
00:54No, she wants a second home, which is ridiculous.
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