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00:00 We're zallying out 900 season 3 to who? To who? What the f*** are you zallying?
00:04 Car insurance. My dad. It's under him so I pay him for it and I just sell him my cut of the car
00:10 insurance and then the rest of it would be child care because we were just going through babysitter
00:16 at that point. 12 debts. Let's do your budget. And none of this matters if you don't sit down
00:25 actually go through the program but also just sit down on a monthly basis and go through your
00:30 previous month see what you spent on versus what you needed to do for your budget and readjust for
00:34 the next month you need to sit down spend hours on this and you don't make bad money you just put
00:38 yourself in so much debt for the stupidest reasons. I feel like I'm at a point now where like even if I
00:44 cut out like all the starbucks the minimums are so high on all that. You have to cut out the starbucks
00:50 because that f*** money $300 that went to starbucks basically could be making progress towards it. Yeah.
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