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00:00 You are using the student loans to pay off your credit card. $10,000 in student loans
00:04 for what? I stopped going to school. Because you didn't want to do remote? As an art student,
00:10 that's kind of stupid. You're right. In the end, personally, I look at college as more of an
00:14 investment. Get your piece of paper than get your job. But especially at the 5% interest rate,
00:18 now they're super excited. I thought that was good. My student loans are like 2%, so I refuse
00:21 to pay them off more than the middle monthly payment because, you know, my investment accounts
00:25 are just like... I was considering using personal loans to get a lower interest rate. I will use
00:33 the loan money that I get, pay them, and then pay... You know, if they find that out, that could be
00:37 like actual trouble for you. Because when they give you student loans, it's qualifying for certain
00:41 things. Student loans can qualify for things related to transportation and housing. You are
00:45 using the student loans to pay off another debt. Now, that relies on you getting caught. Huh?
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