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00:00 you have more credit card debt than you have in retirement yeah but technically i don't spend out
00:05 of my bank account i only spend on credit cards you understand you have to pay the credit cards
00:11 yeah and i do i pay them so so in the beginning of the month i track my monthly bills out of
00:18 my bank account and then i only spend on a credit card so yeah but you don't put back on your credit
00:24 card what you spend on it i know so it's not it doesn't work like what is your philosophy on well
00:29 i don't really have a philosophy tell me your reasoning because there you there was a half a
00:33 thought that made you go into that honestly i just like to spend money three thousand three hundred
00:39 dollars of purchases well they're rewards credit cards and they don't all have interest a couple
00:45 are interest free right now yes and they'll be paid off before that says what they're going up what
00:50 are you talking about it's confident there also is card accruing interest but those don't have big
00:56 balances so you like to spend money you don't have
00:59 out
00:59 out
01:01 out
01:02 out
01:18 out
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