00:00A new front is emerging in India's fight against terrorism.
00:06It's not about guns or terror camps, it is about money and how it is being moved.
00:11Jaish-e-Mohammad has found a new lifeline, not through banks, but through simple digital wallets and phones,
00:17the kind used by millions for shopping and payments.
00:20Reports say Jaish is using mobile wallets to raise money.
00:24Wallets linked to Masood Azhar's own family are being used.
00:28First, funds are being collected and then they're being broken into smaller amounts.
00:32The money is withdrawn in cash and funneled towards new terrorist activities.
00:37Every few months the system resets, fresh digital wallets are opened, the old ones, the old digital trail disappears.
00:44And this makes the money almost impossible to trace.
00:48It's a new challenge that India must confront, a terror financing network inside the digital world.
00:55Here's a report.
00:55A simple mobile app, an account created in a family member's name.
01:01No branches, no bank records, just a digital ID.
01:06The money is moved with a few clicks from one wallet to another, from wallet to cash.
01:12And it all happens outside the regular banking system.
01:16This is how Jaish-e-Mohammad is raising funds today.
01:20The Pakistan-based terror group is now using digital wallets.
01:24Reports say these wallets are linked directly to the family of Masood Azhar, the group's leader.
01:33Jaish-e-Mohammad was hit hard by India's Operation Sindor.
01:37Its headquarters and camps were destroyed.
01:39Now it is adapting by moving money online, by hiding transactions in plain sight.
01:49The group is using Pakistani wallets like EasyPiSaw and Satapay.
01:57At least five have been identified with direct links to the organization.
02:01But reports say the real number is much higher.
02:04Seven to eight wallets are used at any given time.
02:08They are replaced every four months.
02:10When money piles up, it is split into smaller amounts.
02:14Or withdrawn in cash.
02:16And then the cycle begins again.
02:19At least 30 new wallets are activated every month.
02:23Why this shift?
02:24Because watchdogs like the FATF track bank accounts.
02:28They can see deposits.
02:29They can freeze transfers.
02:33But they cannot trace wallet-to-wallet transactions.
02:36That trail is invisible.
02:38And the Jaish is exploiting it.
02:40The money is not just for survival.
02:43Reports say the group has drawn up a 3.9 billion Pakistani rupee plan.
02:49This is to build a vast network of markaz, or religious centers.
02:54The plan is to set up 313 mini camps.
02:59They will be spread across Pakistan.
03:01So that Indian forces find them harder to target.
03:06But here is the problem.
03:07Even generous estimates put the real cost, for this, at only 1.2 billion rupees.
03:14That means most of the money will go elsewhere.
03:19Towards weapons.
03:20Towards equipment.
03:21Towards sustaining operations against India.
03:24The picture is stark.
03:26On one side, a scattered network of mini camps.
03:30On the other, a web of mobile wallets silently pulling in donations.
03:36Amounts split into fragments.
03:39Moving constantly.
03:40Hard to trace.
03:41Harder to shut down.
03:42This is the new face of tariff funding.
03:46From banks to apps.
03:47From accounts to wallets.
03:49From centralized structures to decentralized networks.
03:52India's security agencies are tracking these patterns.
03:59They have identified some wallets.
04:01But the challenge is enormous.
04:03Because this system resets itself every few months.
04:08And because every transaction can be broken down into smaller pieces.
04:13J.S.H. Mohammed has learned from its losses.
04:15It is using technology to stay ahead.
04:18And it is turning the very tools of everyday convenience into tools of terror finance.
04:25The fight against terrorism is no longer only about soldiers and strikes.
04:30It is also about digital trails.
04:32The battlefield has expanded.
04:35And India now faces a new challenge.
04:39A terror financing network built inside the digital world.
04:45A terror financing network built inside the digital world.
04:47A terror financing network built inside the digital world.
04:48A terror financing network built inside the digital world.
04:49A terror financing network built inside the digital world.
04:50A terror financing network built inside the digital world.
04:51A terror financing network built inside the digital world.
04:52A terror financing network built inside the digital world.
04:53A terror financing network built inside the digital world.
04:54A terror financing network built inside the digital world.
04:55A terror financing network built inside the digital world.
04:56A terror financing network built inside the digital world.
04:57A terror financing network built inside the digital world.
04:58A terror financing network built inside the digital world.
04:59A terror financing network built inside the digital world.
05:00A terror financing network built inside the digital world.
05:01A terror financing network built inside the digital world.
05:02A terror financing network built inside the digital world.
05:03A terror financing network built inside the digital world.
05:04You
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