In this enlightening talk, Dr. Zakir Naik addresses the situation of a Hindu who fully believes in the truth of Islam yet feels hesitant to take the final step of conversion. He explains the importance of openly declaring the Shahada (testimony of faith), the risks of delaying acceptance, and how embracing Islam brings spiritual security and clarity. The discussion offers encouragement, removes common fears, and provides practical advice for making the life-changing decision with confidence and trust in Allah.
00:00The next question. I am Roshan from Sri Lanka. I am a Hindu by birth but I never believed in Hinduism or another religion from my school time till now. But I trust, believe and follow Islam. Same time I never convert as a Muslim because of my parents.
00:25So I would like to know what should I do about it. I am working at health and life insurance company in Sri Lanka. Our company invests the premiums for government treasury bonds and doing more business like electronic devices, hospitals, foods.
00:45I am working at health and life insurance company in Sri Lanka. Our company invests the premiums for government treasury bonds and doing more business like electronic devices, hospital foods, cities, exports and imports etc.
00:58I sell more policies without any kind of extra money. They only get what they saved for entire term and maturity. In them, hospitalization, they can settle the hospital bills by using a policy.
01:14In death or disability, they can claim some extra bonus. If someone thinks it's interest, what can I do for it?
01:21The question posed by Roshan from Sri Lanka that he is Hindu by birth but never believed in Hinduism, full life and he believed in Islam, same time never converted as a Muslim because of parents.
01:36So I would like to know what should I do. As far as if you believe in Islam and you believe in the teachings of Allah subhanahu wa ta'ala and the last and final message,
01:48my first request to you would be that see to you accept Islam. As long as you believe there is one God and you believe there is no one else that deserves worship
01:57and you believe that Prophet Muhammad is the messenger of God, then my request to you would be that immediately as soon as possible accept Islam because we do not know how long we live.
02:08I am not sure whether I will live tomorrow, whether I will see tomorrow or not.
02:11So if you, as you said, you studied Hinduism and you agree with it and you want to accept Islam, my request to you would be see to it that you don't delay,
02:21don't wait for the right occasion along with some birthday of someone else or don't, don't wait that, you know, you'll do it later on.
02:29My advice to you would be that see to it that you accept Islam as soon as possible.
02:35Coming to your second question that you're involved in, in some of the transaction which involves a dribba, there's insurance.
02:44There are two types of insurance. One is the general insurance which is there and the other is the Islamic insurance called as taqafal.
02:52So if you involve and get, if you put something in taqafal or Islamic insurance which takes care of you,
03:01but if you go to the conventional insurance, it deals with dribba and they will have a different line and that's not acceptable in Islam because dribba is a major sin.
03:11But, so what you have to do is that if we're dealing with conventional insurance, we deal with dribba, you should leave it and see to it that don't do it again.
03:24But if it is somewhat like the thing that it is based on Islamic sharia, if it's taqafal, then there's no problem and it's permitted.
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