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'We're Hearing This Over & Over': Carol Miller Blasts Medicare Advantage Over Low Reimbursements
Forbes Breaking News
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5 months ago
During a House Ways and Means Committee hearing in July, Rep. Carol Miller (R-WV) spoke about reimbursement rates in Medicare Advantage plans.
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00:00
Thank you, Mr. Chairman, and thank you all for being here today.
00:03
I appreciate the opportunity to discuss the Medicare Advantage program,
00:07
especially as the program has grown with my generation nationally and in my district.
00:13
West Virginia's population is aging, and over a quarter of my home state's population
00:19
receives their health care through Medicare.
00:22
Of those patients, of course, 54 percent of them choose to enroll in Medicare Advantage plans.
00:28
Patients in my district have gravitated towards MA plans because of their affordability
00:33
and supplemental benefits that they provide.
00:36
The time and effort it takes to travel to a doctor in my district is a key factor for
00:42
many patients when they're trying to decide what particular benefits they want to go with,
00:49
what plan.
00:50
So, MA plans have become increasingly popular.
00:54
As MA coverage has increased, we've unfortunately also heard some of the concerns from the patients
01:01
and providers around prior authorization and payments.
01:05
You're hearing this over and over.
01:07
Across the country, rural hospitals and health care providers report experiencing lower reimbursements
01:13
from MA plans, and this has led providers to leave the MA networks, which then creates coverage
01:19
gaps in rural areas.
01:20
Dr. Bazzell, some quick questions.
01:24
What can be done to ensure Medicare Advantage plans work with rural providers to allow beneficiaries
01:30
to get the coverage that they need?
01:33
Dr. So, particularly in the rural, we are not as sophisticated at being able to fight on
01:40
behalf of the prior authorizations.
01:43
And so, anything that we're doing to streamline that process, you're hearing this same theme
01:48
over and over again about transparency, efficiency.
01:53
One of the things that I think is going to be helpful as we talk about this, you know,
01:57
I'm a clinical informaticist as well, and we always talk about making the right thing
02:03
to do the easy thing to do.
02:05
And right now, we're not doing that effectively.
02:08
And so, if you can do that, you know, to remove a lot of the administrative burden, that's
02:12
where I think we're going to make progress.
02:14
My second question is really, how can we make rural areas more in line with urban areas
02:20
in terms of access and value?
02:23
Yeah, so there's still, when we look at our own provider-sponsored Medicare Advantage plan,
02:30
I come back a little bit to that network adequacy.
02:33
It's difficult for us to expand into a lot of our counties because we can't get the specialty
02:38
access that it requires to be able to even offer MA plans in a lot of our rural counties.
02:43
And so, that limits us to kind of some of our bigger counties.
02:47
And so, I think there's some telemedicine improvements that have helped with that, being allowances
02:52
of telemedicine to account for network adequacy.
02:54
But I think they probably need to go a little bit further because that's still probably the
02:58
primary item that's preventing us from expanding into some of our rural counties.
03:02
I've also noticed some of the doctors with certain specialties are now coming to rural
03:08
hospitals, say, one day a month or one day every other week, and I think that helps.
03:14
Dr. Miller, I've heard concerns from rural providers about the prior authorization process
03:20
when working with Medicare Advantage.
03:23
Rural providers are less likely to have resources for dedicated teams to handle their authorization
03:28
requests and denials.
03:30
The paperwork associated with prior authorization takes time away from patient care.
03:36
Can you walk me through the process for a referral for a patient who is covered by Medicare Advantage
03:42
versus the traditional Medicare?
03:44
And what are the staff resources required for those two types of admissions, and how can we
03:50
streamline that?
03:51
I'd say it depends upon the plan, it depends upon the service, whether you're talking
03:56
it's elective surgery, an MRI imaging study, or whatever it is.
04:01
I actually did part of my training in Cooperstown, New York, a village of 1,400 people in upstate
04:06
New York at a small 228-bed hospital.
04:10
So I would say that the main issue is that the administrative friction takes time, and that
04:15
that administrative friction, when unnecessary, takes time from patient care.
04:20
And that's why I think one of the things that we all have mentioned here is that eliminating
04:25
those steps of human-driven data submission, human-driven diagnosis coding, like have the clinician drive
04:37
the data to the plan, but have it be easy, like we're sitting next to an informaticist,
04:41
have it be one click.
04:43
So a lot of those friction steps and prior authorization is the actual process as opposed to the plan
04:51
oversight, if that makes sense.
04:53
I think so.
04:56
I yield back my time.
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