00:00Sir, first of all, I would like to know a little about you and your company.
00:10I am Vivek Pandey. I am the CEO of this company, Maraal Aerospace Private Limited.
00:16We are incubated in IIT Kanpur. Our R&D facility is also in IIT Kanpur.
00:21This is a fixed wing drone. IIT Kanpur has a runway. So we are utilizing that facility for our testing.
00:28Sir, what is this and what do you do? Please tell us about it.
00:33Ma'am, basically, if you see, the endurance of the drones, the flight time is limited to maximum 2 hours.
00:42Very few drone companies can offer you a flight with 2 hours of endurance.
00:46We are addressing that. Here, using the solar power technology, what we are trying to do, we are achieving 12 hours of endurance.
00:53So our drone can fly for 12 hours and has a range of 150 km.
00:58This is a one-way range. So if you see, in traditional airways, you don't get more than 15 to 20 km range.
01:04So here we are achieving 150 km one-way range at 5 km altitude.
01:09So we have vast, if you see, and it can carry a 5 kg payload.
01:13The total weight of the aircraft is 26 kg, which includes 5 kg of payload.
01:18Payload will be satellite communication payload plus your camera, UIR camera.
01:23It can have also radio relays for different purposes.
01:27Now your prime application is intelligence, surveillance and reconnaissance.
01:31Like our border and marine borders, these land borders are very big and vast.
01:35So there is something which can continuously monitor your intruders or whatever, any movement you want to capture.
01:42Secondly, we are in disaster management.
01:44Like HPCL, under their startup initiative, they have incubated us and they are funding us also.
01:51Now for them, we will work on pipeline inspection. Their pipelines are very big.
01:55So if someone is sabotaging there or not, we can fly, we can check whether their pipeline is secure or not.
02:01So ISR is done, disaster management is done, pipeline inspection is done.
02:07Precision agriculture, basically since we can fly for a longer duration,
02:11so we can collect a lot of data and help the farmers in making the agriculture more precise, yield oriented.
02:18So we can do precision agriculture.
02:20Forest fire detection is one area where we can, if you see currently in the US,
02:26something that fire spread vastly, our Uttarakhand also faces that problem.
02:30So this is something which can detect fire and easily transmit it back.
02:33Early detection will happen and you can take a remedial action at that point of time.
02:37Okay, so majorly in which sector is it used? Is it used in agriculture?
02:40It is used in defense. It is used in oil and energy sector.
02:44It is very good for forests and also in agriculture.
02:48Sir, tell us a little about PayU. What is PayU? How does it work?
02:52First of all, thank you so much for being here.
02:54PayU is basically a payment gateway.
02:56And what PayU does is, if you have any SME merchant or small to medium-sized merchants,
03:02they have to collect online payments. So we help them collect online payments.
03:06You help any small business?
03:08Any small business, startup business, big business or any business.
03:13For example, you have to collect any online payment.
03:16For example, you have come to me saying that,
03:19Sir, I have not yet found an e-commerce shop, but now I have come online to my platform.
03:24Now I have to collect the payment. How can I collect the payment?
03:27So, he has to come to my PayU website and we can help him collect online payments.
03:33For example, if any customer wants to pay by debit card or by net banking,
03:37he can do it from anywhere, all over India.
03:40So, does it work the same way as it does on our phone, Google and all these?
03:44It works on phone, Google and offline stores.
03:46Okay.
03:47So, for that, like I just showed you this QR code.
03:50Will it not work offline?
03:51It will work offline.
03:52Will it?
03:53It will work offline.
03:54Okay.
03:55But it will tell you the visibility of my product.
03:57That this is my product.
03:58As soon as you scan it, it will take you to my WhatsApp commerce page.
04:03Okay.
04:04It will take you to the WhatsApp commerce page and it will give you all the information about my products.
04:08Hi, Mr. Ranjan Chaurna.
04:10I would like to know a little about your Bankers' Club.
04:13How did you get this idea?
04:15And what is Bankers' Club?
04:17Bankers' Club basically is a thought behind giving a meaningful engagement to the bankers after retirement.
04:24Okay.
04:25And we see that banker enjoys the glory of the institution till he retires at various roles.
04:30But after 60, he vanishes from the ecosystem.
04:33But then there is a 40 years of experience that he brings with him.
04:36It's a knowledge.
04:37So, to leverage that 40 years of experience and MSME, we serve MSMEs on one side.
04:43MSMEs for various needs.
04:45Balance sheet, treasury, fundraising, debt, equity, IPO, pre-IPO.
04:49Now, if we have to serve MSMEs which are 6 crore MSMEs, pan India.
04:54Especially in category B, C, D cities.
04:57You know, the reach to them in a digital manner.
05:00Because they don't use digital.
05:02India is a demographic which is more digital.
05:04So, that's where we combine bankers' experience in those remote cities.
05:08And we service the MSMEs.
05:09And today we can service the MSMEs in smaller towns like Satara, Jammu, Udhampur.
05:14You know, by deploying our banker on ground.
05:17Who does the due diligence part and does the financial advisories.
05:23So, basically, there is a pool of bankers on one side.
05:25You come and register on our portal.
05:27It's not a freelancing portal.
05:28You have to take registration as a banker, as a retired banker.
05:31And then you have to build your profile.
05:34So, profile, it's a deep dig profile.
05:36Like, if you have 40 years of experience, you have done credit.
05:39Credit at what level you have done.
05:41And treasury at what level you have done.
05:44So, accordingly, our AI matches your experience with the MSME.
05:48The kind of service they need.
05:49And that matching comes.
05:51And then, suppose, geographical matching.
05:53It's your profile.
05:54So, we give that mandate to you for the fundraising or howsoever.
05:58And then you work on that mandate and you earn the success fee.
06:01And the part of success fee.
06:02The majority part of the success fee up to 50% goes to you.
06:06And the rest goes to the bank.
06:08Today, we are able to serve 12,000 MSMEs in today's date.
06:1312,000.
06:14Going forward, we will serve up to 1 lakh this year.
06:18And these 2,000 bankers, this will go up to 10,000 bankers.
06:22What is Bio-AI that you have written?
06:24What did Bio-AI do?
06:25What is it?
06:26So, the majority of people have not done Bio-AI.
06:29That's why we have written here, what did Bio-AI do?
06:31So, basically, what is Bio-AI?
06:33I will get your basic blood test done.
06:35And I will ask you some questions about lifestyle.
06:37Around nutrition, physical activity and sleep.
06:40I will take both the data and put it on our AI model.
06:43And based on that, you get disease risk analysis.
06:46What are the disease risks on the basis of today's lifestyle and today's blood markers?
06:50What is your biological age and what is your speed of ageing?
06:54So that when you know the disease risks from today, you can prevent those things.
06:58Okay.
06:59So, is it the same as we have Healthify, we have Red Crepe.
07:05There are many such things where you get your blood tested.
07:08And on the basis of blood test, whatever problems we have, they come.
07:12Then from there, a consultant, their nutrition doctor calls us.
07:16And then they tell us that these are the risk factors.
07:19You have to take care of these things.
07:20You have to do this verification.
07:22Is this the same as that or is it different?
07:24This is completely different.
07:26Healthify can be a good partner for us.
07:28And Red Crepe is already our partner.
07:30So, we are training normal blood tests on AI.
07:33So, for example, this model is not on ChatGPT, Grok or any DeepSeek model.
07:40It is our own AI model, which is based on 25 years of research with the partnership with hospitals.
07:46So, how does it work?
07:47The blood report will tell whether the cholesterol is high or low.
07:51But the disease of cholesterol is dyslipidemia, which is what we are trying to tell.
07:55For example, today the blood report will tell you what is the level of LH and FSH in hormones in females.
08:01But I will tell you what is the risk of PCOS and PCOD.
08:04So, this is one level up than the normal diagnostics.
08:07The third thing is oxidative stress.
08:09So, blood reports do not tell you what oxidative stress is.
08:12We tell you that by mapping blood reports through AI,
08:15we will see your cholesterol, liver profile, sugar, family history, lifestyle.
08:21And on the basis of that, you also get oxidative stress.
08:24Whether it is there or not in your body.
08:26Rishi, tell me a little about Bidal.
08:28When did it start and what does Bidal do?
08:35So, the story of Bidal belongs to our college time.
08:39When we were students, we used to visit different factories and plants across India.
08:45Then we identified safety for the blue-collar workers and the people who are working on the ground.
08:52It is basically compromised.
08:54And the process is totally manual.
08:56Because people roam around and identify if something wrong is going on or hazardous is going on in the plants.
09:03From there, we got the motivation.
09:05Why can't we introduce the latest technology into these factories and plants
09:09to improve and uplift the safety practices across the industry.
09:13So, that is what we are doing for almost all the large players across India.
09:19And till now, we have covered more than 50 or 60 locations.
09:24Okay. So, which companies are you working with now?
09:28And the biggest thing that I would like to know from you is that
09:31I think the way of surveillance will be manual.
09:35A person, a supervisor is watching everyone.
09:38He is doing surveillance and then he reports it.
09:41Yes.
09:42After this, what has changed and which big companies are you working with?
09:48So, I will start with where we are working actually.
09:52So, we are working with all the big names.
09:54Be it Adani, Tata Steel, JSW Group.
09:57In PSUs also, Coal India Limited, Steel Authority India Limited, Jindal Group.
10:02So, these are the clients that we are serving to right now.
10:06And other all large Fortune 500 companies which are based out of India.
10:11So, we are covering almost 100% of Fortune 500 from India.
10:16And what changes we have brought in terms of the surveillance space.
10:21In the earlier process, from detection to analysis and reporting,
10:27it was purely human-based approach.
10:29It took more time.
10:31And the major risk was that it was humanly not practically possible to identify 100% of the things.
10:41So, through AI and latest of the computer vision algorithms,
10:46we are detecting now 10 times more incidents as compared to the human-based approach.
10:52And secondly, the time to take the corrective action.
10:56So, in the human-based approach, if your supervisor identifies an incident,
11:03he will inform you in the afternoon that I saw this and that.
11:07But with the latest of technology into AI, in real time you get the actionable insights.
11:13So, that you can actually take the steps to cut down any incident or accident
11:19or even unfortunate fatalities that used to happen previously.
11:22So, let's talk toilet before it's too late.
11:25Hi, this is Bhavna and you are watching Good Returns.
11:28We have with us Mr. Manish, the founder and CEO of Bullu,
11:32who will talk to us and tell us about Bullu.
11:36And it's going to be very interesting.
11:39What is Bullu? How does it work?
11:41And why did I say let's talk toilet before it's too late?
11:45You will also get to know.
11:47So, hi sir, welcome.
11:48Hi, thanks for having me here.
11:50Sir, tell us a little bit about Bullu.
11:53What is it? How does it work?
11:55I am a retail analyst.
11:58And in the last 25 years, I have worked in Walmart, USA and Shopper's Club.
12:03Our housewives take major decisions.
12:08But we don't provide a small thing for them, which is the toilet.
12:14They don't drink water when they leave the house.
12:17They don't use the toilet.
12:18And they face a lot of problems.
12:19They have UTI infection.
12:21My housewives, especially my wife and my daughter,
12:26who want to leave India and don't want to come back because the toilet is not available.
12:31It's a basic necessity.
12:32That's where it started.
12:34So, I thought hygiene dignity for a woman should be my mission.
12:38And we found out that only Modi ji had talked about toilets since 2014.
12:44After that, no one talks about it.
12:45It's a taboo to talk about toilets in public.
12:48We can't even talk about toilets.
12:49That's why we call it a powder room.
12:51So, if these things are brought to a main field, a corporate environment, an investment environment,
12:58That's why I always say, let's stop toilets.
13:00It's too late now.
13:01How long will we praise only Japan?
13:03I want to make India the world's toilet capital.
13:08Okay.
13:09It says, New India's Smart Washroom.
13:12How is it smart, sir?
13:14Look, there are a lot of toilets in our country.
13:18Infrastructure.
13:19And there are a lot of resources to clean it.
13:22But a technology tool was missing.
13:26Which remotely monitors, manages and monetizes the toilet.
13:32So, we developed IoT-based, AI-based and SaaS-based technology.
13:39Which can give a monitoring tool to the toilet owners.
13:45And there is no human intervention in it.
13:49Normally, there is a sanitation worker who cleans the toilet.
13:54There are multiple supervisors on him.
13:56So, he doesn't get social dignity.
13:59And they take 60% of his salary.
14:02To change this unit economics, we developed this technology.
14:06And we did that technology in our toilet before we put it in any other toilet.
14:12That's why this powder room is smart.
14:14The number of people using it.
14:17How many times has it been cleaned?
14:18Who cleaned it?
14:19What quality of cleaning was it?
14:21What was the air quality?
14:22And in which pattern are people coming?
14:24All the data is stored in this toilet.
14:26And we get to know in the backend.
14:28And that's why we...
14:30By combining all this data, we make a civil score.
14:33That becomes its hygiene score.
14:35Okay.
14:36In this way, these toilets are digitally smartly managed.
14:40So, how many places have you installed these smart washrooms so far?
14:43And where are they present?
14:45We have partnered with government institutions.
14:49Municipal corporations, railways, National Highway Corporation, Indian Oil.
14:54And Abiyo Tourism and multiple other government departments, PWD.
14:58All of them are coming forward.
15:01Because this is the only smartest solution we have created.
15:04Along with them, we have executed 50 projects.
15:0850?
15:0950 projects across India.
15:10300 projects are in the pipeline.
15:12I want to execute 10,000 projects in the next 5 years.
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