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नई दिल्ली: बजट में मध्यमवर्ग और नौकरीपेशा लोगों को इनकम टैक्स में बड़ी राहत देने के बाद केंद्र सरकार ने उन्हें एक और तोहफा दिया है। भारतीय रिजर्व बैंक ने रेपो रेट में कमी का ऐलान किया है। आरबीआई गवर्नर संजय मल्होत्रा ने शुक्रवार को रेपो रेट में 25 बेसिस प्वाइंट यानी 0.25 प्रतिशत की कमी करने का ऐलान किया। उन्होंने बताया कि भारतीय रिजर्व बैंक की मॉनेटरी पॉलिसी कमेटी की बैठक में लिए गए निर्णय के बाद रेपो रेट कम करने का फैसला लिया गया है। अब रेपो रेट 6.50 प्रतिशत से घटकर 6.25 प्रतिशत पर आ गई है। रेपो रेट कम करने से न केवल मकान, गाड़ी या दूसरी चीजों के लिए कर्जों पर लगने वाला ब्याज कम होगा यानी होम लोन और कार लोन की ईएमआई कम होगी, बल्कि इससे महंगाई पर लगाम लगेगी और ग्रोथ रेट में वृद्धि होगी, साथ ही अर्थव्यवस्था को मजबूती मिलेगी।


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Transcript
00:00After giving a lot of relief to middle class and working class people in income tax in the budget, the central government has given them another gift.
00:10The Indian Reserve Bank has announced a reduction in the repo rate.
00:13On Friday, RBI Governor Sanjay Malhotra announced a reduction of 25 basis points i.e. 0.25% in the repo rate.
00:23He said that RBI's Monetary Policy Committee has decided to reduce the repo rate.
00:32Now the repo rate has reduced from 6.50% to 6.25%.
00:53The MPC unanimously decided to reduce the policy rate by 25 basis points from 6.50% to 6.25%.
01:05I repeat, the MPC unanimously decided to reduce the policy rate by 25 basis points from 6.50% to 6.25%.
01:18Let me tell you that the direct effect of a reduction in the repo rate is on the interest rates of loans.
01:24That is, by reducing the repo rate on behalf of RBI, not only will the interest on loans for houses, cars or other things be reduced,
01:32but the EMI of home loan and car loan will also be reduced.
01:35This will also affect inflation and the growth rate will also increase.
01:39It is obvious that this decision of RBI will give a lot of relief to the citizens and their budget will increase.
01:46This is the first time in the last five years that RBI has reduced the repo rate.
01:51Before this, in May 2020, the repo rate was reduced by 4% after a reduction of 0.40%.
01:59With this, the reverse repo rate has now become 3.35%.
02:04Reverse repo rate is the rate on which banks lend to RBI.
02:09Under the leadership of Prime Minister Narendra Modi, the economy of the country has become strong due to the policies of the central government.
02:16Because of this, the RBI has been able to reduce the repo rate.
02:20The RBI governor said that the GDP growth rate of the country is expected to remain at 6.7% from 2025 to 2026.
02:29He predicted that the GDP growth rate will be 6.7% from April to June, 7% from July to September, 6.5% from October to December, and 6.5% from January to March 2026.
02:50The RBI has estimated that real GDP growth for the next year to be at about 6.7%, with Q1 at 6.7%, Q2 at 7%, Q3 at 6.5%, and Q4-2 at 6.5%.
03:14According to the RBI governor, it is estimated that the GDP growth rate will remain at 4.8% in 2024, while the GDP growth rate can be 4.4% from January to March 2025.
03:30This year, due to normal monsoon, the RBI has predicted a 4.2% GDP growth rate for 2025-2026.
03:39According to the RBI, it is estimated that the GDP growth rate will remain at 4.5% in the first quarter of 2025, 4.8% in the second quarter, and 4.2% in the third quarter.
04:09According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4%, Q3 at 3.8%, and Q4 at 4.2%.
04:39According to the RBI, it is estimated that the GDP growth rate will remain at 4.4%, Q1 at 6.7%, Q2 at 3.8%, and Q4 at 4.2%.
04:49According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
04:59According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:09According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:19According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:29According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:39According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:49According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
05:59According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:09According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:19According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:29According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:39According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:49According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
06:59According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
07:07According to the RBI, it is estimated that the GDP growth rate will remain at 4.5%, Q1 at 6.7%, Q2 at 4.2%.
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