00:00There's no worse thing in the world than when you look at your credit card bill after late Christmas shopping and your stomach actually drops your butt.
00:07In order to prevent this disgusting, horrible, vomit-worthy feeling, we're going to talk about soft shopping.
00:13Soft shopping is just spreading your shopping out.
00:15I don't really know why it's called soft. I don't really think that's the right descriptor, but I digress.
00:20You need to start budgeting out, by time and by money, your Christmas presents earlier rather than later.
00:26So, hypothetically, let's say there are ten people in your life and you want to get them each two things, that's twenty.
00:31So, that would mean, in my rough math, that you have to get about six to eight presents every month until Christmas
00:39to make sure that your credit card bill isn't shockingly, disgustingly disturbing to you.
00:45Happy shopping!
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