Employees get group health cover from their employers and enjoy their life thinking that their health is insured. They ignore buying a separate health cover for themselves. But the reason why a separate health cover is needed for every individual is simple. You will no longer enjoy the benefits of your employer’s insurance cover if you change your job. If your new employer doesn’t offer a group health cover then you’ll be uncovered. Employers provide very basic cover for the employees, which might not be adequate.
