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  • 2 months ago
A health insurance claim or policy application can be rejected if the applicant hides or withholds key details about their medical history. Insurers rely on full disclosure to assess risk and calculate premiums. Failing to mention pre-existing conditions, past treatments, or lifestyle habits like smoking is treated as misrepresentation. When such omissions come to light—often during a claim investigation—the insurer is legally entitled to deny the claim or cancel the policy altogether. To avoid financial loss and future coverage issues, it’s essential to share complete and accurate information at the time of purchase. visit - https://algatesinsurance.in/

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00:00what happens when you hide information while buying term insurance a lot of
00:05people think that they can save a few bucks by hiding information about their
00:10health when they are buying term insurance so when you hide information
00:14about your health you are basically lying to your insurance company and if
00:20the truth comes out later say when you are no more and your family files for
00:25claim your insurance company can actually deny the claim that means your
00:30family won't get the payout you were counting on to protect your loved ones
00:35be upfront and honest and you and your family will be much better off in the
00:40end and don't forget to follow Algetts insurance for more such content
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