A health insurance claim or policy application can be rejected if the applicant hides or withholds key details about their medical history. Insurers rely on full disclosure to assess risk and calculate premiums. Failing to mention pre-existing conditions, past treatments, or lifestyle habits like smoking is treated as misrepresentation. When such omissions come to light—often during a claim investigation—the insurer is legally entitled to deny the claim or cancel the policy altogether. To avoid financial loss and future coverage issues, it’s essential to share complete and accurate information at the time of purchase. visit - https://algatesinsurance.in/
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