The cost of employer health insurance surged 7% for the second year in a row, according to a KFF survey. Family premiums reached $25,500, with businesses absorbing much of the increase. Employers covered more healthcare premium costs this year, while workers' contributions decreased slightly. The outlook for 2025 shows continued stress, with healthcare costs projected to rise. Deductibles for single coverage increased this year, with workers at smaller companies facing a steeper rise than those at larger companies.
As a healthcare professional, this video highlighting the continued surge in employer health insurance costs is concerning. The 7% increase for the second year running, with family premiums reaching $25,500, places a significant financial burden on both employers and employees. While it's positive that employers absorbed a larger portion of the premium increase this year, the rising deductibles, especially for those in smaller companies, create a barrier to accessing necessary care. The projected continued stress on healthcare costs for 2025 emphasizes the urgent need for systemic solutions to address affordability and accessibility in our healthcare system. This trend impacts patient access, preventative care, and overall health outcomes.
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