The NPS and PPF are two popular retirement savings plans. PPF provides assured returns on deposits with no risk, whereas NPS returns are market-linked, which means returns are not guaranteed.
Both are vehicles for saving for retirement. Both PPF and NPS have EEE tax status, and deposits are tax-deductible under Sec 80C.
But which is better simply from the point of view of returns?
We’ve compared both instruments with respect to the returns they offer once you retire.
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