00:00Christine, Lauren, what's up?
00:02Aren't you going to get it?
00:03We can't afford to lose it.
00:06Ma'am, maybe you can lend it to me.
00:09I'll pay you back right away.
00:11Lauren, I need to pay you back for what you borrowed from me.
00:15I'm sorry.
00:16It's like they're not paying attention to what I'm doing.
00:20You're right, Ms. Chismis.
00:21A small amount of debt to you,
00:23makes you feel like you have power.
00:25Get out of here!
00:29I'm so angry.
00:30I'm so irritated.
00:38Oh, Ma'ams!
00:40I have so many cauldrons now.
00:42Yes.
00:43All of my cauldrons are really durable.
00:45It can be used for electricity, gas,
00:47it can also be used for very high-quality induction.
00:50You can boil anything here.
00:52Beef, pork, chicken, egg, anything.
00:56You can do it.
00:57And this will last for a long time.
00:58It's only P300.
01:00Okay, it's yours now.
01:02There, someone's giving a shout-out.
01:03Rian, guess who's the city headlock?
01:05Do you want this?
01:06Show it to your mom.
01:08Here, it's yours now.
01:10Shirley, it's yours.
01:12Okay, bye.
01:18You're so good at selling.
01:20Thank you, my child.
01:21You know, this is how it's supposed to be.
01:23We have to work hard,
01:24we have to do our best,
01:25because this will help your father in finding a job, right?
01:29You're so good.
01:30You have to look after him.
01:32Wow, wow, wow.
01:34Looks like we sold a lot, Nina.
01:37Yes, a lot.
01:38How about you? How are you?
01:40I'm exhausted.
01:41But of course, I stayed.
01:44For you, my beloved wife,
01:47and for my child.
01:49Thank you.
01:50Thank you.
01:51Thank you, Father.
01:52You're so sweet.
01:53Yes, of course.
01:57You know, this is how it's supposed to be, Cesar.
01:59We have to sell a lot,
02:01we have to work hard,
02:02we don't have to get tired.
02:05I'm sure,
02:06we'll just have to wait a little longer to build this house.
02:09You're right, Nina.
02:10Just a little more patience.
02:12Just a little more patience.
02:14We'll be able to achieve our dreams.
02:19Thank you.
02:21Thank you.
02:22Thank you.
02:23Thank you.
02:24Thank you.
02:25Thank you.
02:26Thank you.
02:27Thank you.
02:28Thank you.
02:29Thank you.
02:32Thank you.
02:33Thank you.
02:34Thank you.
02:38You're so good at planting.
02:39You look so strong.
02:40I'm so sure that I'm strong because I don't want to embarrass her, right?
02:45Yes.
02:46How much is this?
02:47That's 300 pesos.
02:49That's too little.
02:52No, it's not.
02:53Those are the complete parts.
02:54It's inside.
02:55Ma'am, it's just small.
02:58I promise, it's enough.
03:00It's too small.
03:02Christine, Loren, what about you?
03:04Aren't you going to get it?
03:05We would like to.
03:07But you know, it's a crisis now.
03:09But if you're going to lend us,
03:11of course, we'll get it.
03:13Maybe you can list it first, Ma'am.
03:15I don't know.
03:17This is my problem.
03:19I really need my money back.
03:23We can't just give up.
03:25We're not going to run away.
03:27We're here.
03:29We're not going to run away.
03:31We're just going to give up.
03:33We're going to give up.
03:35Promise?
03:36Of course.
03:38You're making up for it.
03:40I really want this.
03:42Can I have two?
03:44No.
03:46It's 250.
03:48You're embarrassing me.
03:50I'll give you two.
03:58I just noticed,
04:00you're not doing live selling anymore.
04:04It's because of my debt to my friends.
04:14Why didn't you ask for it?
04:18I asked for it,
04:20but they said,
04:22they'll send me a payment.
04:24But until now,
04:26they haven't sent me anything.
04:30Nina,
04:32I know you're a good person,
04:34and you're helping them.
04:36But business is business,
04:38and debt is debt.
04:44Okay.
04:46Nak,
04:48come with me tomorrow.
04:50Come with me to ask for it.
04:52Okay.
04:56Mare, Nina.
04:58I'll go ahead.
05:00Mare, Nina.
05:04Mare, come in.
05:06Can I talk to you?
05:08Yes, sure.
05:10Mare,
05:12I don't have electricity tomorrow.
05:14I don't have anything.
05:16I can't get close to anyone.
05:18Can you lend me some money?
05:43I can't get close to anyone.
05:45Can you lend me some money?
05:51Mare, I don't have electricity.
05:53It's just 1,500 pesos.
05:55I'll pay you back as soon as possible.
05:58We're just helping each other,
06:00right?
06:01Do you remember my mother when she was sick?
06:03I lent you money, right?
06:08Wait a minute.
06:12Mare.
06:16Mare.
06:20It's just 1,500 pesos.
06:22Of course.
06:28I'll give you a ride.
06:30Please hurry up.
06:32Thank you.
06:34Thank you.
06:36Thank you.
06:42Boss, 10 pesos.
06:44You earned a lot.
06:46I'm just lucky.
06:48I want to be lucky too.
06:52Sir, are you in a hurry?
06:54Yes, I am.
06:55Just give it to me.
06:57Boss, I worked hard for it.
07:12Thank you.
07:14Thank you.
07:16Thank you.
07:18Thank you.
07:20Thank you.
07:26Let's go.
07:30Sit here.
07:34Let's clean up the room.
07:36Go inside and get your stuff.
07:38Then, help your father to lie down.
07:40Go inside.
07:46I'm sorry.
07:48Because if I go out again,
07:50this will happen to me again.
07:54Don't think about it.
07:56It's important.
07:58That's what happened to you, right?
08:00What if the devil possessed you?
08:04It's okay.
08:06That's why.
08:10He took
08:12our money.
08:16Even our savings.
08:18It will be used
08:20for my treatment.
08:22Don't think about it.
08:24It's just money.
08:26We can earn
08:28money again.
08:30We can work.
08:32You'll get better.
08:34And you know,
08:36I have debts.
08:38They should pay.
08:40Because we're the ones in need.
08:44Don't think about it.
08:46Thank you.
08:54What are we going to eat?
08:56Loren!
09:08Loren!
09:20Loren!
09:22Nina!
09:24Thank God you're here.
09:26I really need to talk to you.
09:30I didn't notice you.
09:32It's because you're thin.
09:34You look like you're thin.
09:36Really?
09:40I need to talk to you
09:42because...
09:46Loren, I need to ask for
09:48what you owe me.
09:52Maybe you know what happened to Cesar.
09:54Yes, Mary.
09:56I heard about it.
09:58That's why I'm going to pray.
10:00I'm going to pray
10:02for Cesar.
10:04Of course, I'll pray
10:06that I'll have money
10:08to pay you.
10:12You mean
10:14even if it's just a little,
10:16you won't fall for me?
10:18No, Mary.
10:20I'm sorry.
10:22Okay,
10:24just pray with me.
10:26It's better this way.
10:28Are you done?
10:30Yes.
10:32I hope I'll be able to pay you.
10:34Okay. God bless.
10:42Mary Nance,
10:44I'm really sorry.
10:46If it's just a little, I'll give it to you right now.
10:48Christy,
10:50you know what happened to Cesar, right?
10:52I know, Mary.
10:54That's why I'm so ashamed of you.
10:56Because, you know,
10:58I got sick in the past.
11:00And my husband
11:02also delayed his salary.
11:04I'm really sorry.
11:06I'll give it to him.
11:08Mary Ethel,
11:12it's almost done.
11:14You told me
11:16that you'll finish paying.
11:18Oh, Nina, you're late.
11:20I have a favor to ask you.
11:22You're not allowed to go out at night.
11:24So just come back when there's a day.
11:26Mary,
11:28you're so rude.
11:30It's bad manners, Mary.
11:32We don't want bad manners, right?
11:34So just come back.
11:38That's a promise, okay?
11:40Of course.
11:42I won't leave you.
11:50You didn't help me at all.
11:52You didn't help me at all.
11:54You're so arrogant.
11:56You're so arrogant.
11:58You know, if I have money,
12:00I'll give it to your big mouth.
12:02Really?
12:04Shut up.
12:06You're so arrogant.
12:08You're so arrogant.
12:12What are you doing here?
12:14My mom is sending me here.
12:18She wants me to pay her debt.
12:20That's your mom.
12:22That's great, right?
12:24You don't have a debt.
12:26You just have a business.
12:30You're already poor.
12:32No, we just need it.
12:34Because something happened to my dad.
12:36That's it, right? You can make a story.
12:38That's great.
12:40You're so arrogant.
12:48How did you eat what I put there?
12:50You're crazy.
12:52Why did you fight with my son?
12:54He's begging.
12:56Why? Who's not going to be angry?
12:58You're so stingy.
13:00You're crazy.
13:02What do you mean by stingy?
13:04We're begging. It's a debt.
13:06That's the problem with you.
13:08You're so stubborn.
13:10If you can beg,
13:12you think you're already poor.
13:14What do you want to happen?
13:16Do you want us to starve before we can beg?
13:18Is that what you want?
13:20Shouldn't I be the one to pay?
13:24I'm just kidding.
13:26My family needs money right now.
13:28We all need money.
13:30We all need it.
13:32You're so stubborn.
13:34Stubborn?
13:36I'm stubborn?
13:38What's so stubborn about it?
13:48What's so stubborn about it?
13:50What's so stubborn about it?
13:52What's so stubborn about it?
14:02Ma'am, I heard something.
14:04Sharon and you are dating.
14:06Let it go, Ma'am.
14:08There's a rumor going around
14:10that you're cheating on him.
14:12Ma'am, am I wrong?
14:14Is it wrong for me to stop?
14:16I'm in debt.
14:18Ma'am, that's why I came here.
14:20Because
14:22I don't need that one-time thing anymore.
14:25Your husband is sending money right now, right?
14:28Because, Ma'am,
14:30my husband hasn't replied yet.
14:32He seems to be busy in Saudi,
14:34with his work.
14:36Ma'am, my husband hasn't replied yet.
14:38He seems to be busy in Saudi,
14:40with his work.
14:42I'll pay him,
14:44so just wait.
14:52You're so social, Ma'am Ethel.
14:54Big time, huh?
14:56You're making a living now.
14:58Of course, we're still beautiful.
15:00Mr. Kaian sent it.
15:02He spent it on himself, right?
15:04This is what I heard.
15:06You're in debt to Nina.
15:08Let it go. Kumari is a good person.
15:10What's important is that you make me beautiful.
15:12True.
15:14Go.
15:18You're asking me to lower my rent?
15:20You want me to lower my business?
15:22What do you think of my charity?
15:24I'm sorry.
15:26The truth is,
15:28something happened to my husband.
15:30It's been a week already.
15:32If you haven't paid yet,
15:34you should pack your things
15:36and leave.
15:42I'm sorry.
15:44What should we do?
15:46I feel better now.
15:48I can sell again.
15:52Why don't you lend me some money
15:54for my live selling?
15:56Mom,
15:58Mom,
16:00you're the one who's in debt?
16:02You're the one who's asking for a lot of money?
16:04I saw Ethel yesterday
16:06asking for a refund.
16:08She has a lot of money.
16:10Just ask her.
16:12Are you sure?
16:14Yes, Mom.
16:16Ethel,
16:18your hair is beautiful.
16:20It looks like you spent a lot of money.
16:22No, that's how it is sometimes.
16:24I just wake up and it's fine.
16:26Do you think you're my daughter who's asking for a refund?
16:28What's that?
16:30Are you two dating?
16:32Are you two having an affair?
16:34Wow,
16:36you're right.
16:38A small amount of debt
16:40can make you feel powerful.
16:42Mom,
16:44can you lower your head?
16:46You're so arrogant.
16:48That's a big change.
16:50You think you're Cinderella?
16:52Who do you think you are?
16:54Yes, you're arrogant.
16:56But unlike you,
16:58you're asking for a lot of money.
17:02Let's kill her.
17:04Hey, hey, hey.
17:06Hey, hey, hey.
17:08Hey, hey, hey.
17:10Hey, hey, hey.
17:12Stop it.
17:14Do you want us to fight?
17:16We're four,
17:18and you're just one.
17:20What do you want?
17:22You owe me everything.
17:26I didn't force you.
17:28I didn't give you what you want.
17:32I'm just being clingy right now.
17:36Let's go.
17:38Let's go to the market.
17:40Come on.
17:42You can pay your debt there.
17:44This is wrong.
17:46You don't have a friend.
17:48You don't have a friend.
17:50We'll pay you if we have money.
17:52We'll pay you if we have money.
17:54What are you looking at?
17:56You're so cheap.
18:02We'll pay you.
18:04We'll pay you.
18:06I'll wait for you at the corner.
18:08Pay her.
18:10What?
18:12Teach her.
18:14Hurry up.
18:16They're going out.
18:18How much is this?
18:2020 pesos.
18:22Wait, I'll be right back.
18:26Hey, hey, hey.
18:28Hurry up.
18:30Let's take a picture.
18:34Let's take a picture.
18:38There.
18:40We'll look good.
18:42Hello, Sukis and Mare.
18:44I'm back.
18:46The first thing I'll show you is
18:48Takore.
18:50Takore is noisy.
18:52When it's hot, it sounds good.
18:54It's so fancy.
18:56It's worth 300 pesos.
18:58Does anyone want to eat?
19:00I don't know what to say.
19:06Do you want to eat?
19:12Do you want to eat?
19:16Why are you so rude?
19:20I don't know what to say.
19:22What's your name?
19:24Ma'am.
19:26I sent you a message.
19:28A lot of neighbors are commenting.
19:30They're laughing at our family.
19:32Why?
19:42Those animals.
19:44So malicious.
19:46It's so annoying.
19:48I won't let this pass.
19:52Oh my.
19:54Ma'am.
19:58Let's eat.
20:00Let's eat.
20:02The plate is beautiful.
20:08Ethel.
20:10You're a demon.
20:12You're so mean.
20:14You don't want to pay your debts.
20:16And you're gossiping about me.
20:18You should be ashamed of us.
20:20We'll make you ashamed.
20:22We know what you're up to.
20:24We'll expose you one by one.
20:26I'm not up to anything.
20:28We'll expose you.
20:30Is that a problem?
20:32You're overreacting.
20:36Are these the pots you borrowed?
20:38Yes.
20:42What are you doing?
20:46You're overreacting.
20:48You're overreacting.
21:00You're overreacting.
21:02All of you are evil.
21:06What?
21:08You're overreacting.
21:12You're overreacting.
21:14You're so mean.
21:18You're so mean.
21:20I'll kill you!
21:22Stop it!
21:40Don't do that!
21:43Catch them!
21:45Those who didn't pay their debts!
21:50We're here!
21:52We're here!
21:54We're here!
22:00That's why debts should be paid and not run.
22:05How are you?
22:06I'm depressed because we worked hard.
22:10We're tired, of course, and we don't have time.
22:13The farmers didn't go anywhere.
22:15They didn't pay me.
22:18What's worse, they spread on social media that I'm a man,
22:23and that I'm the one who's in debt.
22:25To help Nina figure out how to pay her debts,
22:30we brought her to a law expert to find out her rights.
22:35When there's a discussion like this,
22:39it's important to know how much you owe.
22:41We have a so-called small claims court.
22:43The court asks you to pay a debt.
22:46The good thing about this is you don't need a lawyer.
22:48You just need to fill out a form there.
22:51You just need to wait for the court to call you
22:53so you can go there and show them how you can pay your debts.
22:58We also accompanied Nina to the National Bureau of Investigation
23:02or NBI Anti-Cybercrime Division
23:04to file a case against those who harass her online.
23:09The first thing a complainant should do
23:12is to screenshot the libelous post.
23:17The URL should be included here.
23:19You can now go straight to the NBI Anti-Cybercrime Division.
23:24If it were up to me, I wouldn't trust money right away.
23:30Even if it's your friend, relative, or whoever,
23:34it's best for us to have a contract about the debt.
23:39It won't be hard for you to complain to the court or the barangay
23:42if you're a neighbor to ask for a loan.
23:45That's why our team immediately moved
23:48to help Nina to start again.
23:52And first on our list, business packages.
23:56There's rice business, fish sauce business,
23:59beauty products business, brand new kitchenware set.
24:04Let's also add a food cart business
24:08and ready-to-wear clothes that are perfect for Nina's online selling.
24:13Thank you.
24:15That's a lot.
24:17We also consulted Nina with a financial advisor
24:21to help her manage her money and her business.
24:26Let's set a limit, okay?
24:28Because it's possible that I won't be the only one in debt.
24:30But wait, there's more.
24:32We also have a family bonding package for Nina's family.
24:37Let's include a dining experience
24:41and a salon service for Nina.
24:44Let's also add bills assistance
24:47to help Nina with her expenses.
24:51And of course, the WishKolang savings.
24:54A financial help from WishKolang for Nina.
24:58Thank you so much to WishKolang.
25:00This is a big help to our family.
25:03We should always remember that debt is related to trust.
25:10And trust should not be destroyed.
25:14We should always remember,
25:17until we are not tired of praying and believing,
25:21we will not be tired of fighting for our lives.
25:24I am Deque Morales and this is the new WishKolang.
25:33WishKolang
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