Realisasi Penyaluran KUR di Bawah Target

IDXchannel

Pemerintah mencatat, realisasi penyaluran kredit usaha rakyat (KUR) sepanjang tahun 2023 masih jauh dari target, sebesar Rp297 triliun. Dimana pemerintah akan optimalisasi peran pemerinta daerah, guna mendorong kredit usaha rakyat (KUR) hingga akhir tahun.

Transcript

00:00 The government's report states that the implementation of public business credit

00:03 throughout 2023 is still far from the target,

00:07 as large as 297 trillion rupiah,

00:10 where the government will optimize the role of the regional government

00:13 to promote the distribution of public business credit until the end of the year.

00:16 The implementation of public business credit distribution is still far from the target,

00:23 whereas 2023 will soon end.

00:28 The government notes that by 30 November 2023,

00:32 the implementation of public business credit will reach 229.95 trillion rupiah.

00:38 The value is only 77.42% of this year's target,

00:42 as large as 297 trillion rupiah,

00:45 whereas the target of public business credit has been cut by the government in the middle of last year.

00:50 Last Thursday, the government revised the target of public business credit

00:53 from 450 trillion rupiah to 297 trillion rupiah.

00:59 Although it is still far from the target,

01:01 the government estimates that the distribution of public business credit is done better,

01:04 which is reflected in the data showing that 70% of this year's public business credit recipients

01:10 are new debtors.

01:12 In order to support the distribution of public business credit until the end of the year,

01:15 the government has prepared a number of strategies,

01:17 one of which is through the optimization of the role of the regional government.

01:22 In addition, the government entrusts the heads of regions throughout Indonesia

01:26 to form and optimize the monitoring and evaluation team of the government,

01:30 which includes regional institutions and devices related to the distribution and guaranteeing of public business credit,

01:36 as well as the Bank of Indonesia and the Financial Services Authority.

01:39 The optimization of the process of updating the data of potential public business credit debtors

01:44 and the data of the collection of public business credit by the regional government

01:48 into the system of information credit program or SIKP must also be done,

01:54 as well as allocating revenue in the APBD for the activities of the socialization of the KUR program.

02:00 Related to KUR Khusus, one of the conditions to become a candidate for KUR Khusus,

02:05 which has a letter of clarification of the business group or other letters of clarification

02:09 issued by the relevant authorities, institutions,

02:13 as well as the registered groups and members in the SIKP.

02:17 IDX Channel coverage team

02:19 The Ministry of Corporation and the Ministry of Home Affairs found a number of violations

02:27 committed by the credit transferred business people or KUR to the Ministry of Home Affairs.

02:32 The ministry will rebuke the KUR transfers who violated the impact on the business of the Ministry of Home Affairs.

02:37 The Ministry of Corporation and the Ministry of Home Affairs found a number of violations committed by KUR transfers

02:46 that are not in accordance with the Ministry of Economic Affairs'

02:50 No. 1 of 2023 about the KUR transfer.

02:55 The Deputy Minister of Micro-Enterprise Affairs of the Ministry of Home Affairs, UKM Julius, said

03:00 in monitoring and evaluation in the field as many as 1,047 debitors or 16% KUR micro and super micro

03:08 with a ceiling of 100 million rupiah still in the additional account.

03:13 Even the KUR fund is for other needs, starting from home renovation,

03:17 buying vehicles, and even using PNS.

03:20 Especially in the features that are more time-saving than the loans set,

03:25 for that, the party will give a guarantee through the KUR supervisory forum led by the BPKP.

03:30 Moreover, the government will strengthen the monitoring mechanism

03:34 to the additional rules related to additional fees

03:37 to the agency's return mechanism.

03:41 The government continues to try to increase the KUR transfer,

03:46 both in quality and quantity.

03:49 By December 6, 78.17% of the 297 trillion target

04:05 has been transferred to 4.15 million debitors.

04:10 Regarding this, we will try to evaluate by going to the field to about 1,034 debitors.

04:24 With the number of violations done, this is seen as having an impact on the KUR transfer,

04:30 where until early December, the KUR transfer was 78% or 232 trillion,

04:37 from the 297 trillion target to 4.15 million debitors.

04:43 From Jakarta, Ade Firman Shah, IDX Channel.

04:47 [Music]

04:52 [BLANK_AUDIO]

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