Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - I'm in somewhat of a slump, could do with some direction and / or advice? - I'll try and split these up into manageable chunks: I'm 23 year old male not unemployed but direct debits are slowly increasing and interest-free overdrafts will be coming to an end next summer. I have great personal skills and varied work and volunteer experience, but nothing 'relevant' or 'substantial' enough to get me a job with a salary where I can begin paying off debts / overdrafts / credit cards / student loans etc I can't do anything about not having relevant experience as I cant compete with 40 other people who have more experience (recent job application statistic there). The feeling of numerous rejections is both unrelenting and frustrating as I haven't been able to come to a solution.
10 months ago I relocated to an area 500 miles away from my hometown and have yet to make any friends to hang out with, and have lost touch with all uni friends / most of friends from hometown. I'm living with girlfriend and we both have very little social events up here and most nights stay in watching tv. We are both gaining weight slowly but surely, my girlfriend is trying to do something about it but my self-esteem is low from all these failed job applications.
I also have a history of depression, started from a poor choice in university course in which I attained a 3rd and has been rearing its ugly head up periodically when things get a bit too much for me. My girlfriend has a lot of experience of mental illness as her long-term ex was severely depressed and eventually took his own life. This limits my options somewhat as I can't put her through that again.
I have weighed up escape plans - the possibility of starting anew somewhere like America or Japan (love Japan), blowing my credit cards to their limits and claiming bankruptcy, though not sure how bad it can get and don't want my girlfriend to suffer a ill-informed impulse (we have joint account and she could feel repercussion forever if I declare bankruptcy). Again, idyllic but ill-informed impulses will not be acted upon due to backlash against girlfriend who doesn't deserve any of that.
I think that's everything. Increasing / impending debts, poor job, very limited other jobs available, no social network and little support network, deteriorating physical and mental health, lack of options / escape options or general lights at end of tunnel.
Some words of encouragement would be nice. Potentially some form of solution / partial problem solver. Someone offering me a decent salaried job would be a great start! I don't particularly think talking to someone would benefit me as there is so much to cover so as you can imagine I find it difficult to know where to begin and don't think a poor volunteer would have much constructive to say.
