Find the best financial services for you at: SMARTFINANCESOLUTIONS.NET - Husband has poor credit? - Okay so I'm going to try and make this as short as I can. So anyway, in 2008 my husband had a repossession on a vehicle. And in 2009 he had a credit card that was defaulted. Over all the credit is only a few hundred dollars. But the repossession is a lot. His score is in the low 400's. Well today we were discussing about him filing bankruptcy. But we're unsure if it's wise or not. From what I've read it would be on his credit for 10 years versus the 7 years it takes for things to be off your credit. I mean right now, we aren't planning on getting a new car or a house. But we were wondering if it would be wise to wait the repossession and credit card out or just file for bankruptcy? -
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