00:02한국에서 5 biggest car insurers
00:05간대 이상은 8가지 학생들을
00:22한국에서 신체 측에서
00:24카� insurance is mandatory in Korea, and five carriers dominate the market.
00:29Insurers have set rates with greater autonomy since pricing was liberalized in 2015.
00:36Financial Supervisory Service data, disclosed Thursday by lawmaker Lee Kang-il, shows how that system has worked.
00:44Here's what the numbers show.
00:4683 rate changes is the five insurers total from January 2021 through August 2026.
00:54KB Insurance and Hanwha General led with 19 each, and 2024 alone saw 32.
01:02Adequacy reviews by the regulator came to zero.
01:06On July 1, 2024, all five changed rates for the same reason.
01:11Each applied it to a different scope of coverage.
01:15Separately, the Korea Insurance Research Institute sees 2027 premium growth at about half this year's pace.
01:23So what does this mean for financial sector watchers?
01:27Earlier, we said same-day changes produce different results.
01:31Here's what that actually means for you.
01:33Without a check on the math, policyholders cannot tell whether premiums reflect real risk,
01:39and the regulator's filing-based oversight is now under scrutiny.
01:45Whether the regulator adds an adequacy review to rate filings,
01:49next year's auto insurance rate decisions,
01:52insurers' premium outlook for 2027.
01:55That's today's AI Prism Finance Daily.
01:58This episode was produced with AI assistance based on sole economic daily reporting
02:04and reviewed by a human editor.
02:06AI Prism is a one IFRA award-winning series.
02:10We'll be back tomorrow.
02:11AI Prism is a one IFRA award-winning series.
02:12AI Prism is a one IFRA award-winning series.
02:13AI Prism is a one IFRA award-winning series.
02:15AI Prism is a one IFRA award-winning series.
02:15AI Prism is a one IFRA award-winning series.
02:15감사합니다.
