Korea’s 20s and 30s Buy Stocks and Keep Saving as Time Deposits Shrink | October 22 2026 | Finance Daily - 동영상 Dailymotion

Seoul Economic Daily

Korea’s young savers are running a two-track strategy, and bank time deposits are paying for it. Shinhan Card Big Data Research Institute data show stock holdings rose 139% among customers in their 20s and 124% among those in their 30s between end-2024 and end-August 2026. Over the same period, installment savings rose 10% in both groups, while time deposits fell 34% and 28%. Brokerage cash deposits climbed 84% and 115%. We also cover the government’s tilt toward delaying the crypto tax set for January.  Sources:  Korea’s 20s and 30s Bought Stocks While Saving in a Two-Track Strategy — Seoul Economic Daily, October 22, 2026 Government Leans Toward Delaying Crypto Tax, Citing Impact on 11 Million Investors — Seoul Economic Daily, October 22, 2026  About AI PRISM: AI PRISM is Seoul Economic Daily’s WAN-IFRA award-winning newsroom AI series, delivering Korean economic news adapted for global audiences. Episodes are produced with AI assistance and reviewed by a human editor.  Tags: #Korea #KoreanBanks #RetailInvesting #TimeDeposits #Shinhan #CryptoTax #KOSPI #AIPRISM #SeoulEconomicDaily #WANIFRA

Transcript

00:03한국의 사업은 한국의 사업을 사용하는 것입니다.

00:06한국의 사업은 한국의 사업을 사용하는 것입니다.

00:07한국의 사업을 사용하는 것입니다.

00:08그리고 다행히 사업을 사용하는 것입니다.

00:11그것이 직접적으로 사업을 사용하는 것입니다.

00:14It's Thursday, October 22.

00:16Let's break down what's happening in Korea's financial sector.

00:20신한카드의 Big Data Research Institute

00:23신한Bank and 신한Investment Corp. customers.

00:25It covered people with 100,000,000 won to 1,000,000,000 won in financial assets.

00:31About $75,000 to $755,000.

00:36The window runs from end 2019 to end August 2026.

00:41Here's what the numbers show.

00:44139%.

00:44That's the rise in stock holdings for customers in their 20s.

00:49Against 124% for those in their 30s.

00:52Installment savings rose 10% in both groups.

00:55Time deposits fell 34% in the 20s and 28% in the 30s.

01:01Separately, the government is leaning toward delaying a cryptum tax due in January,

01:06citing 11 million investors.

01:08So what does this mean for bank analysts and fintech watchers?

01:12Earlier, we said young savers are draining time deposits.

01:16Here's what that actually means for you.

01:18Banks' fixed-term funding is thinning among younger customers.

01:22Brokerage cash deposits rose 84% and 115%, suggesting where some of the money went.

01:30Whether deposit outflows continue past August.

01:33Whether other financial groups report the same pattern.

01:36to earn today's parliamentary audit of the finance ministry with the crypto tax in focus.

01:41That's today's AI Prism Finance Daily.

01:44This episode was produced with AI assistance based on Seoul Economic Daily reporting

01:49and reviewed by a human editor.

01:52AI Prism is a WANIFRA award-winning series.

01:54We'll be back tomorrow.

01:58We'll be back tomorrow.

01:59We'll be back tomorrow.

Korea’s 20s and 30s Buy Stocks and Keep Saving as Time Deposits Shrink | October 22 2026 | Finance Daily

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