00:01Do you wish to make an interjection, ma'am?
00:03Mr. Presiding Officer, o po, just a couple.
00:05Yes, you have two minutes, ma'am.
00:07Thank you, Mr. Presiding Officer.
00:09Good morning, Attorney Nina.
00:11Good morning, Your Honor.
00:13Good morning, ma'am.
00:15Napique din yung interest ko dahil nga kayo yung head ng inyong anti-money laundering division.
00:21So, dalawang tanong lamang po sa inyo.
00:25So, kahapon po kasi napag-usapan yung suspicious transaction reports o STRs
00:32na ginagawa ng mga covered persons kasama ang mga banko sa AMLAC.
00:37So, in general po, sa karanasan ninyo bilang head ng inyong anti-money laundering division,
00:45basta ba may controversial na balita tungkol sa kliyente ay nire-report na yan agad?
00:53Agad-agad sa AMLAC bilang STR?
00:56O, kinokonsidera po ba ng covered person, in this case ng banko, yung circumstances ng transaction?
01:05Circumstansya kasama na po yung halaga, account activity, profiles ng nagpadala,
01:11at tumanggap ng pera, at iba pa.
01:13Ganun po ba yun?
01:16For suspicious transaction reporting based on negative media,
01:20we generally file a suspicious transaction report if we have identified our customer
01:26to be the subject of the negative media and conduct further review on the transactions.
01:31And if it is warranted, we would file additional suspicious transaction reports
01:37after the review of the transactions, Your Honor.
01:40All right.
01:47So, hindi rin basta-basta.
01:49Kung may negative report, pero identified yung customer bilang subject ng negative report,
01:56maaring nagpo-file ng STR, pero nagko-conduct ng further review if warranted.
02:00So, may ganung mga qualifications step by step.
02:03Yes, Your Honor.
02:04All right po.
02:05Then, huli na lamang po.
02:07Again, in general, yung mga suspicious transaction reports,
02:12yung mga bank teller po ba ang nagpapadala ng mga suspicious transaction reports agad-agad sa AMLAC?
02:19O dumadaan po ba yan sa internal review?
02:23Kanina, nabanggit yung further review.
02:25Dumadaan ba sa internal review?
02:27May escalation process po ba?
02:29May approval po ba ng mga boss ng covered person o ng bank ko bago i-forward ang report sa
02:37AMLAC?
02:38The suspicious transaction reports, Your Honor, goes through my division, anti-money laundering division,
02:45and would require my approval as well before filing with the AMLC.
02:50All right.
02:50So, dadaan pa po sa division ninyo in the case of your covered person, in the case of your bank,
02:57and then kailangan pang-apprubahan ng head of division na kayo po yun.
03:01Yes, Your Honor.
03:02All right.
03:03Salamat po, Attorney Nina.
03:04Salamat po, Mr. President.
03:05Thank you, Senator Judge.
