00:00The top 20 U.S. life insurance companies, based on the latest available market share data and
00:05financial strength indicators, are Northwestern Mutual, MetLife, New York Life, Prudential
00:11Financial, MassMutual, Lincoln Financial, Nationwide, State Farm, Protective, Securian
00:17Financial, Guardian Life, Pacific Life, Transamerica, John Hancock, Mutual of Omaha, AIG Life and
00:25Retirement, National Life Group, Penn Mutual, Globe Life and Primerica. Rankings change depending on
00:31whether you measure individual life premiums, total life slash annuity premiums, assets or
00:37financial strength. For example, AM Best's 2025 asset ranking puts Prudential first with about $606.3
00:45billion, New York Life second at $479.8 billion and MetLife third at $430.4 billion. Asterisk
00:54asterisk 1. Northwestern Mutual asterisk asterisk, leading individual life market share, an A++
01:00strength rating. 2. MetLife asterisk asterisk, very large institutional slash group presence
01:07and $430 billion plus assets. 3. New York Life asterisk asterisk, A++ strength and $479 billion
01:17plus assets. 4. Prudential Financial asterisk asterisk, largest U.S. life slash health group
01:24by admitted assets. 5. Mass Mutual asterisk asterisk, A++ and strong whole life focus. 6. Lincoln Financial
01:33asterisk asterisk, major individual life provider. 7. Nationwide asterisk asterisk, diversified life and
01:41retirement products. 8. State Farm asterisk asterisk, strong individual life distribution. 9. Protective
01:50asterisk asterisk, competitive life and annuity portfolio. 10. Securian Financial asterisk asterisk,
01:57significant group and individual business. 11. Guardian Life asterisk asterisk, A++ and strong
02:05individual life presence. 12. Pacific Life asterisk asterisk, major life and annuity specialist.
02:1213. Transamerica asterisk asterisk, broad individual and retirement offerings. 14. John Hancock asterisk
02:21asterisk, major U.S. life insurer. 15. Mutual of Omaha asterisk asterisk, strong individual and final
02:29expense market. 16. AIG Life and Retirement asterisk asterisk, large retirement and life
02:36operation. 17. National Life Group asterisk asterisk, life and annuity specialist. 18. Penn Mutual asterisk
02:44asterisk, mutual insurer focused on life products. 19. Globe Life asterisk asterisk, strong direct to
02:52consumer presence. 20. Primerica asterisk asterisk, large term life distribution network. The practical
02:59choice depends on your objective. Term insurance compare price and underwriting. Permanent slash
03:05whole life prioritize financial strength and dividends. Investment link policies compare
03:11fees and guarantees. Employer slash group coverage met life, Prudential or Securian may be more
03:17relevant. Finally, remember that everything we discussed today is for educational purposes only
03:23and does not constitute financial advice. Good luck to everyone and see you in the next video.