The Indian stock market remains volatile amid FII selling, pressure in the IT sector and crude oil prices staying above $100 per barrel. In this interview, Ladder Up Asset Managers MD Raghuvendra Nath explains what long-term investors should do with their SIPs and mutual fund investments. The discussion covers equity vs debt allocation, large cap vs mid cap vs small cap, FII selling, IPO liquidity, IT sector outlook, data centres and long-term investment themes. Know what investors should consider in the current market and how to approach volatility.
भारतीय शेयर बाजार में अभी volatility बनी हुई है। FII selling, IT sector पर दबाव और $100 के ऊपर crude oil के चलते investors के SIP portfolios पर भी असर दिख रहा है। ऐसे में सवाल है कि long-term investors को अभी क्या strategy अपनानी चाहिए? Ladder Up Asset Managers के MD Raghuvendra Nath से जानिए SIP, equity और debt mutual funds, large cap, mid cap और small cap में निवेश, IPO से liquidity पर असर, IT sector का outlook, data centre theme और अगले 5–7 साल के लिए संभावित investment themes पर उनकी राय।
#SIP #MutualFunds #StockMarket #ShareMarket #Nifty #FII #Investment #ITStocks #IPO #LongTermInvestment
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Why Staying Invested In SIPs For 10 Years Can Greatly Reduce Your Chances Of Losing Money? :: https://www.goodreturns.in/personal-finance/why-staying-invested-in-sips-for-10-years-can-greatly-reduce-your-chances-of-losing-money-1511771.html?ref=DMDesc
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~HT.410~PR.474~ED.472~GR.122~VG.HM~
भारतीय शेयर बाजार में अभी volatility बनी हुई है। FII selling, IT sector पर दबाव और $100 के ऊपर crude oil के चलते investors के SIP portfolios पर भी असर दिख रहा है। ऐसे में सवाल है कि long-term investors को अभी क्या strategy अपनानी चाहिए? Ladder Up Asset Managers के MD Raghuvendra Nath से जानिए SIP, equity और debt mutual funds, large cap, mid cap और small cap में निवेश, IPO से liquidity पर असर, IT sector का outlook, data centre theme और अगले 5–7 साल के लिए संभावित investment themes पर उनकी राय।
#SIP #MutualFunds #StockMarket #ShareMarket #Nifty #FII #Investment #ITStocks #IPO #LongTermInvestment
Also Read
NCDEX Launches Next-Gen Mutual Fund Transaction Platform 'Nidhi' For Farmers To FPOs: Know Key Features Here :: https://www.goodreturns.in/personal-finance/ncdex-next-gen-mutual-fund-transaction-platform-nidhi-farmers-to-fpos-eligibility-features-benefits-1525223.html?ref=DMDesc
Why Staying Invested In SIPs For 10 Years Can Greatly Reduce Your Chances Of Losing Money? :: https://www.goodreturns.in/personal-finance/why-staying-invested-in-sips-for-10-years-can-greatly-reduce-your-chances-of-losing-money-1511771.html?ref=DMDesc
Mutual Fund SIP: A Shortcut To Early Retirement? CA Warns As Study Finds Gap Between Expectations and Returns :: https://www.goodreturns.in/personal-finance/mutual-fund-sip-a-shortcut-to-early-retirement-ca-warns-as-study-finds-gap-between-expectations-1468115.html?ref=DMDesc
~HT.410~PR.474~ED.472~GR.122~VG.HM~
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NewsTranscript
00:03Hello and welcome, I am watching Good Returns, I am with you, I am with you.
00:07We will talk about the Bazaar in the last week.
00:11Because Bazaar has been shown in the past few weeks.
00:17Crude has seen a little bit of ease-out.
00:19101 dollars pretty barrel, crude is traded.
00:24Besides, if we look at Donald Trump's statement, it's a little bit of anger.
00:31If we look at this front, Bazaar should be a little ease-out.
00:35But there is pressure on this whole week.
00:39Now, there are some factors behind this pressure.
00:43First of all, we need to see the pressure on the IT sector.
00:45Because in the past three trading sessions, the IT sector is showing up on the Bazaar.
00:53Besides, FIIs' selling is also creating pressure.
00:58Crude is just a ease-out.
01:00But it is also on the 100 dollars pretty barrel.
01:04And the Bazaar is also on the Bazaar.
01:07So, this is the market volatile.
01:09And the SIPs of your portfolio is also on the top of your portfolio.
01:16And in the panic mode, our investors are looking at it.
01:19So, in this video, we are going to discuss this video.
01:22We are going to discuss what you are going to do.
01:25The Bazaar is going to do.
01:27The Bazaar is going to do.
01:28The pressure is going to do.
01:30And which sectors are going to do.
01:32We are going to do.
01:33We are going to do.
01:34And as we are going to continue with this discussion,
01:38our very special guest.
01:39Raghwain Naat Ji, MD of Ladder Up Asset Managers, Private Limited.
01:44Sir, welcome to Good Returns.
01:46Thank you so much.
01:47It's a pleasure.
01:48Sir, first of all, we want to understand the Bazaar's perspective.
01:53Because the pressure created, the volatility created,
01:57there is a bit of confusion.
01:59What should we do in the Bazaar?
02:02What should we do in the Bazaar?
02:04So that the time of our mind is going to ease out?
02:07How should we keep playing with this bazaar market?
02:16Yes, I hope they're all about the Bazaar Returning unites.
02:23I won't approve the Perfect Ateam
02:26I think the market has become very very popular in the future.
02:34The market has become more popular in the future.
02:38The market has become more popular in the future.
02:41In 2020-2024, people have seen a rally in the future.
02:48in which everyone has a large cap or a mid cap or a small cap or any other sector,
02:55everyone has a lot of money.
02:57So it seems that it is always going to be going.
03:01But every rally comes from the beginning
03:05and the rally comes from some reason to end.
03:10In the last two years we have seen that it is a sideways market
03:14where there is a consolidation phase.
03:15It is not that it is always going to be a phase.
03:20I think considering that in the last two years
03:23companies' earnings growth has been good.
03:26The market has been good.
03:29This market is a long-term investor.
03:32It is a very good place where you put your money
03:35so you can increase your money.
03:42You can get a good rate of return.
04:11You can get a good rate of return.
04:38And you can get a good rate of return.
04:39This market has been good.
04:39And you can get a good rate of return.
04:43If you have a number of numbers, then you should not wait for the market to stay out of the
04:50market.
04:51So, valuations are attractive in this time?
04:55Yes.
04:57Sir, there was a major event that was when the Fed policy came.
05:02Because there was a rate high expectation of market.
05:05But after that rate high, we looked at the pressure of the market.
05:08We are expecting that the market is going to price and discount.
05:13And in a period of time, there is a expectation that the Fed rate high will do.
05:17After this rate high, there are some changes in the Bazaar.
05:21They are showing a little pressure.
05:23After this rate high, the equity mutual funds or debt mutual funds.
05:29So, basically, what kind of impact on these rates?
05:32The Fed rate high.
05:43The Fed rate high is also going to target inflation.
06:01Okay?
06:02And inflation, because the U.S. is not coming from the U.S.
06:06And there are unemployment rates and everything.
06:09And plus, the Iran war related to the oil price high.
06:13Besides their cents will take place again.
06:14When they see shredded taxes and the U.S.
06:26They are pushing興味 crents.
06:33Again, there is a case in India and a history Yuki, energy will go to a certain system.
06:39By Mutt.
06:40I talk to Design and team and it works.
06:42Yes.
06:42It's a case in the marketcle.
06:43So, we are going to end of the monsoon, we are going to be able to do a deficit in
06:48the end of the monsoon.
06:48We are going to be able to do a total of 12-15% of monsoon.
06:51So, we are thinking that the rate is still close to India.
06:59We are going to be able to do a new policy.
07:02So, we are going to be able to do a negative impact on this banking segment.
07:06there is still an impact that will work.
07:14But the stock market, it is a temporary event.
07:21We are investing especially if you are a retail investor
07:33So, you need to keep your money and keep your money in a long term, so you don't need to
07:40keep your money in a long term.
07:43Because you don't need to keep your money in a short term.
07:53perspective. Sir,
07:56now the market scenario
07:57is looking at equity, mutual funds
08:00and debt mutual funds. If you want to
08:02invest money, then
08:03what should be the ideal allocation
08:06in the volatile market?
08:09Look,
08:12actually, fixed income
08:13mutual funds, the tax
08:16advantage of that, that is
08:17going on. So,
08:19the return of investors
08:21is 6-7% return, which
08:24is one of the FDs.
08:25Yes.
08:26So, for me,
08:27if you have a retail
08:28investor, which is fixed income
08:30portion, which is the FDs.
08:33And the liquid investment
08:35is the FDs.
08:37And the rest of the
08:39money, which is equity
08:41should be the compounding
08:43effect, which is the
08:44compounding effect.
08:45Fixed income
08:45compounding effect
08:47is not going to be
08:48because if you
08:49post-tax 4-5% return
08:50come out, that is
08:51the amount of inflation
08:52that you have.
08:53So, you have to
08:54of the compounding
08:55and you have to
08:56get the equity
08:56and you have to
08:58get there.
08:59Now, if you have
09:00comfort of 60%
09:01or 70% or 80%
09:03then you will
09:04talk to your advisor
09:04and you will
09:06know how to
09:07allocate.
09:08So, if you have
09:09a big allocation
09:09and equity
09:10and you have to
09:11go to a retail
09:12investor,
09:13then you have to
09:13So, if you have
09:13a major investment,
09:14if you have to
09:16compounding,
09:17then you have to
09:18go to the equity
09:19and mutual funds,
09:20which you have to
09:21see, sir.
09:22But if you have
09:25then if you have
09:26large caps,
09:27small caps
09:28and mid caps
09:29if you have to
09:30see large caps
09:31are more pressure
09:32than mid caps
09:34and small caps.
09:35Pressurized
09:35market
09:36in the market
09:36also,
09:36some of the
09:37returns
09:37have to
09:37see.
09:39But
09:39this is a highly
09:40volatile section
09:41mid cap
09:43and small cap.
09:44Do you have
09:45expectations
09:48or better
09:49return?
09:51You have to
09:52tell me
09:52tell me
09:53that
09:53you have to
09:57see large cap
09:58stocks
09:59and large cap
10:00sectors
10:00under pressure
10:01and
10:02under
10:03those
10:05who have
10:06in the market
10:08and
10:08financial
10:09large cap
10:10is not
10:10what is
10:10going on.
10:12The
10:13big
10:13portion
10:13is not
10:18the
10:19large cap
10:21index
10:22and
10:23sensex
10:24nifty
10:24hundred
10:24and
10:25in
10:27small cap
10:28and
10:31retail
10:35from a valuation perspective, if you look at the valuation perspective, large cap is
10:41very comfortable with small cap. So I think people should put more money in large cap
10:48and mid cap and small cap. If you look at the next 2-3 years, if you look at the
10:56mid cap and large cap, there will be a lot of return in large cap.
11:02Sir, you have mentioned the IPOs. There are two different scenes here.
11:11One is that FIIs are getting a big deal and this is a major reason that Bazaar is getting
11:15a big deal because FIIs are getting a big deal in Bazaar. On the other hand, the IPOs are
11:23getting a big deal in Bazaar. Now, if you look at Bazaar in Bazaar, there will be
11:29IPOs in secondary markets. What do you think about Bazaar?
11:34This is definitely a thing. When Bazaar is in Bazaar, there will be a lot of
11:40inflate of unions like this. The market is buying in Bazaar, today's market.
11:50The next market is going to be a big deal in Bazaar. It will be a big deal, which means
11:56it is a small market which is a huge deal. It will run the FIIs in Bazaar.
12:09And we have seen that when there is a lot of IPU market,
12:12then there is a lot of market in the past that the bazaar is a bit different.
12:18This year has a different view of the market.
12:23Because in our country in the past 4-5-6 years,
12:28there has been a lot of development in our country.
12:33And we have seen that in the past 5-6 years ago,
12:37we have 3-4 crore d-match account.
12:39And we have 18-19 crore d-match accounts.
12:42So the number of investors has been so big
12:45that there is no liquidity crisis.
12:51And the other thing is that the FII is the opportunity to invest.
12:58If you see FII is the opportunity investor.
13:05these investors have put in the future.
13:05the FII is about the market.
13:09So that's just what they have said,
13:10because most investors have bought in FII,
13:10and the MTSM can be seen.
13:13This one is a TBI,
13:19and thezeknet market market concept,
13:22what is the stock market that we have seen?
13:23So multi-5-7-6-6-6-6-6-6-7-7-6-6-7-7-7-7-7-7
13:28-7-7-7-7-7-7-7-7-7-7-8-7-7-7-7-7-7-7-7-7
13:30-7-7-7-7-7-7-7-7-7-7-7-7-7-7-7-8-7-7-7-7
13:31-7-7.
13:31investing investor in jahean bazaar mein eek turn around hooga to woe investor joh
13:36aeg negative ho positive ho jayega. Toh hume euske baare mein jjadha chintah nahi
13:40karne chahiye kyunki aaj FIIs jitna paisa nikal rhen eusse kahin jjadha paisa retail
13:45nivishak bazaar mein ndal rhen rhen. Sir FIIs ke loatne ki koye umeed nazar
13:50ariya near future? Mere khaihal se toh India Indian market is sa meh bhout
13:55hi ache mode pere khaada hai kyunki aap agar developed markets ko dekhen. Aaj
13:59korea ko dekhen ya aap ya China ko dekhen ya Taiwan ko dekhen ya US ko dekhen ya
14:06wahaan par eek artificial intelligence related aek bady rally ho chukyi hai. Hmm.
14:11Jitni AI related stocks sab record high valuations per court kar raha hai. Okay. And
14:18woh rally hər ádmi ah yehi baat kar raha hai ki yeh it is like a bubble. Oh bubble
14:27che mahine mein burst ho ya saal bhar mein ho ya dho saal mein ho. Par woh bubble sustain
14:32nahin kar sakta hai long term. Okay. Okay. Jab bhi aisa koi vardat hoti hai toh Indian
14:38market will start looking super attractive. Okay. And kyunki Indian market ke ander aisa
14:44nahi hai ki eek sector kaam kar raha hai. Hmm. India mein joh development ho raha
14:48hai eek bhout broad based development ho raha hai. In fact Indian market is one of
14:52the few markets which have which does not have any AI related stocks. Hmm. Oh hum.
14:59We have to participate in AI ki joh global rally ho raha hai hai. Usmei
15:02humnne participate hini kiya. Kyunki hamare paas koji stocks hini nahi tha hai. You know.
15:07To Indian market is liye eek bhout bhaa alternative bin sakta hai for global investors. Okay.
15:14Sir AI kiya joh zikr abhi aap ne kiya ki Indian market ne abhi us rally me bilkul bhi participate
15:21nai kiya hai. Lekin ishi ek reason ki wajah se IT sector ke uper bhi toh pressure
15:27dhik raha hai. Agar ham lagataar teen trading sessions dhekhen toh IT sector lagataar
15:31gira raha hai. Bazaar ke uper pressure binaya hua hai. Ah. Jo bade brokerages firms
15:36hai jasai CLSA, Goldman Sachs, unko bhi yaha par ah optimism bhout zyadha dikhai
15:42nai de raha hai. Unnohne balki subdued demand joh hai woh flag kar di. Agar mein September
15:47September ki baat karo ho toh first September ko joh IT index 31,000
15:51496 ke level per trade kar raha tha. Baisen September ko job hum
15:55ye baat cheet kar raha hai. Woh 28,830 ke level per a gya. IT sector ke uper
16:00itna bada pressure. Bazaar ke niveshko ke liya chanta ki baat hai?
16:04IT sector se puri tarah duri bina ne kasem hai? Ah. Agar aap ah. Isko thoda sa different
16:11tariqe se aap dhekhen. Agar aap dhekhe aaj IT sector me je joh baat kar raha
16:16hai hai. Hum ki growth to slow hi rheni hai. Hum. Woh eek tae bata hai.
16:21Par woh aaj se related nai hai. Pishle 5-7 se sate sal ki abhi agar aap trend
16:28dhekhen ghe toh IT sector me je 67 percent ki hi growth hai. Okay. Because
16:33ye companies itni badei ban chukhi hai. Plus generally stock, ye joh AI ka joh
16:38rally hai, ye AI ka joh pivot aya hai, joh AI sector ka joh evolution hua hai. Pishle
16:466-8 sal se chal raha hai. Okay. Baat aaj ho raha hai hai uski. Or uski wajay se
16:53ye joh correction aaya IT sector me 30-35 percent joh correct ho gaya hai pishle 6-8
16:58mahinay ke andar. Most of these stocks are now trading at record low valuations. But most
17:05of these companies first they are already serving some of the largest clients. Hmm.
17:12Banking mein, financial services mein, aviation mein. Woh joh services provide
17:18karna hai, woh services ka alternative nahi hai. Kyunki ye joh softwares hai, ye
17:23aaj ke banay hoi nahi hai. 20, 30, 40 saal pehle banay thay. Hmm. You know. Or
17:27unko change bhi nahi ho saktay. Kyunki agar woh change hoongay toh ye sectors joh
17:31hain. They run the risk of basically stalling themselves. You know. Toh
17:36IT services ka business chalte rahne wala hai. Aur IT services most and more
17:41companies agar aap InfoSys ki management commentary dekhye ya TCS ki commentary
17:45dekhye. All of them are now gearing towards participating in AI. Hmm. You know.
17:52Woh AI related services bhi provide karna ki baat kar raha hai. They have started
17:57creating things which are dedicated to that. Toh, agli e 6 mahinye saal bhar
18:03mein ho saktay hai. Aapko bhoh jyada IT se return naham na milye. Per, ye sector ko
18:09So, we don't understand the right-off.
18:12Sir, the reversal is coming in.
18:14There is some expectation that we will see recovery in a while.
18:17Investors will get the return that is expected.
18:20Now, if you are...
18:22Because the most important market-mover in the market is the mutual fund.
18:28Because they manage the mutual fund managers.
18:33All of them are underweight in IT.
18:35So, we don't have to think that immediately there will be an upside in IT.
18:43Okay.
18:44Sir, the data center boom is in the moment.
18:47There are many data centers.
18:49There are many data centers.
18:50The data center, companies' stocks are on radar.
18:54Is this data center boom?
18:56Is this data center boom?
18:58Is this data center boom?
18:59Is this data center?
19:02That is long term.
19:03Data centers are is we getting very long term issues.
19:07And it remains for every country.
19:11And whenever everything is getting into cloud and data centers,
19:17Those to mulate are growing.
19:19रहने वादी, तो डेटा सेंटर्स में कुछ छोटी कंपनिया भी आ रही हैं, पर मेरे हिसाब से जो बड़ी कंपनिया
19:29हैं, जैसे आज Reliance Group है, भारती है, जो बड़ी-बड़ी कंपनिया हैं, they are basically going to lead this
19:38growth,
19:39because जो investments की, जो demand है, that will can only be fulfilled by these large companies, जो capital requirement
19:48होगा, उसका, और data centers globally देखा गया है, कि बहुत power hungry sectors हैं, they are not basically, तो
19:55इसलिए एक power and energy की demand ज़रूर बढ़ने वाली है,
19:58plus IT infrastructure related जो भी चीज़ें हैं, उसके लिए भी उसकी भी demand बढ़ेगी, क्योंकि chips बगरा तो चाहिए
20:07हैं, पर उसके अलावा बहुत सारा और IT infrastructure चाहिए, cables चाहिए, you know, UPSs चाहिए, air conditioning चाहिए, तो
20:14वो सब भी demand जो है, उसको boost करेगा.
20:17Okay, थोड़ा long term अगर नजरिया रखे, sir, क्योंकि short term में तो बाजार बहुत ज़्यादा हिच कोले खा रहा
20:23है, और बहुत pressure भी दे रहा है, हमारे दमाग पर भी बहुत pressure दे रहा है, portfolio उस पर
20:27भी बहुत ज़्यादा tension दे रहा है, लेकिन अगर 5 साल का minimum outlook रखे, 5 से 7 साल, कुछ
20:34ऐसी themes हैं, जिसके उपर आप bullish हैं, कुछ ऐसी themes जो नवेशकों को long term में बहतरीन returns कमा
20:40करके दे सकते हैं, लेकिए बजार में अगर 2-4-5 sectors को आप खटा दें, मतलब जैसे consumption है,
20:47जहां पर एक sustained, एक slow growth बनी हुई है, consumer and consumer durable, दोनों साइड, okay, या आप थोड़ा
20:56सा energy sector को खटा दे
20:58जहां पर valuations have become a little expensive, बाकी जतना बजार है, it is in a very good position, तो
21:05जैसे banking and financial services sector है, इस समय बिछले तो साल में उसमें कुछ भी पैसा नहीं मतना है,
21:12you know, तो that can be a very very good segment, financial services, especially asset management companies, insurance companies, wealth
21:19management businesses, all of them are looking extremely attractive, okay, and high growth,
21:24फिर बहुत सारे जो new age businesses हैं, आज बहुत सारे new age businesses हैं, जो already list हो चुके
21:33हैं, और जो list होने वाले हैं, companies like Swiggy है, Zomato है, Lenskart है, Wakefit है, Fractal है, urban
21:42company है, ऐसी दसियों company और list हो रही हैं, and these companies are trying to innovate very very rapidly,
21:51you know,
21:51so, ये एक segment, new age businesses is also basically going to become market movers in the next few years,
21:59you know, okay,
22:01तो मेरे को ऐसा लगता है, 24-5 sector के अलावा जो बाजार, बाकी जो बाजार है, is in a
22:07very good place, and वहाँ पर आपको बारा से पंदरा परसंट का रिटर्न आराम से मिल सकता है, अगले पाच
22:12सार,
22:12अगले पाच साल में 12-15% का रिटर्न, काफी optimistic outlook सर, नवेशक ये वाला जब इंटर्व्यू देखेंगे तो
22:21कहीं न कहीं वो जो भरोसा है बाजार के ऊपर, वो थोड़ा और बड़ता नजर आगा, एक आखरी सवाल सर,
22:26और फिर इसको conclude करेंगे,
22:28basically जो tension अभी है वो ये की portfolio लाल निशान में दिखाई दे रहे हैं, ऐसे नवेशक जो already
22:36काफी ज़ादा loss पर बैठे हैं, अब फिलहाल उनको बाजार को देखते हुए क्या करना चाहिए, क्या loss बुक करें
22:43या recovery का इंतजार करें?
22:44देखें, loss तो बिल्कुल बुक करना ही नहीं चाहिए, और stop market का पहला principle है stay invested, क्योंकि और
22:53जिसने भी stay invested के खिलाफ गया है, वो नुकसान करता है, क्योंकि आप जहाँ loss आपने बुक किया, तो
23:00वो फिर permanent हो गया है, फिर आप बजार में फिर आप नीचे गिरने का बजार इंत
23:14जनवरी, फरवरी में, 2025 में, 2026 में, because of this US-Iran war, जो थोड़ा सा correction आया था, otherwise
23:23बजार में correction ही नहीं है, we have had time correction, not price correction, which is the best thing that
23:29can happen, तो ऐसे market में निकलना बिल्कुल समझदार ही नहीं है, in fact, जो भी अगर आपके पास, आपने
23:36side में पैसे रखे थे, क्योंकि आपको बजार वीक ल�
23:41क्योंकि अगले जो जो दो साल में नहीं हुआ है, वो अगले दो साल में हो सकता है, okay, तो
23:48optimistic outlook on Indian market और भारतिय बाजार पर भरोसा जरूर रखे, thank you so much Mr. Naat for joining
23:56us today, साथ-साथ ये भी अपने निवेशकों को बता दे कि भरोसा बाजार पर रखना है, लेकिन निवेश करने
24:02से पहल
24:02financial advisor की राय लेना बिलकुल मत भूलेगा क्योंकि बाजार में उतार चड़ाव हमेशा ही बना रहता है, thank you
24:09so much sir, thank you
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