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If Stock Market corrects for 5-15%, what should be a smart strategy to save your portflio? In this exclusive conversation, Harshad Chetanwala explains how investors should approach market volatility, thematic funds, smallcaps, SIP strategy, and portfolio allocation for 2026. Learn the difference between thematic and diversified funds, common investor mistakes, and the ideal core + satellite portfolio strategy for long-term wealth creation.

Share Market मे अगर आए बड़ा Correction, तो क्या करें? क्या Thematic और Smallcap Funds अब ज्यादा Risky हो चुके हैं? इस खास बातचीत में Harshad Chetanwala बता रहे हैं कि volatile market में wealth कैसे बनाई जाए, किन sectors में valuations ज्यादा हैं, SIP जारी रखें या pause करें, और 2026 के लिए ideal portfolio allocation क्या होना चाहिए। जानिए Thematic vs Diversified Funds, Core + Satellite Strategy और नए investors के लिए safe mutual fund portfolio।

#ShareMarket #MutualFunds #SIP #StockMarket #ThematicFunds #SmallCap #InvestmentStrategy #MarketCorrection #WealthCreation #HarshadChetanwala

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Transcript
00:00I have one more time to go to the ICRA numbers.
00:04The number of sectoral and thematic funds.
00:08In this year, if we talk about April,
00:12we have not talked about April.
00:15If we talk about the comparison,
00:20this year, same April,
00:2188% of the year has gone.
00:24Thematic and sectoral funds have gone.
00:28Now, the question is,
00:30is there not a right thing in the thematic funds?
00:34Why are some cautious of thematic funds
00:38and those who have already invested?
00:40Is there something wrong or not?
00:45We have come a lot of time
00:48and we have learned a lot about thematic funds.
00:51So, the risk is more than the risk.
00:53Because they are in a sector,
00:56or in a particular theme,
01:00so the risk is more than the risk.
01:02So, the thematic funds,
01:03it is not that they are not in thematic funds.
01:05They are not in thematic funds.
01:07They are not in thematic funds.
01:21So, overall,
01:22you know,
01:23you know,
01:23at least,
01:24you know,
01:25you know,
01:25the risk perspective,
01:26you know,
01:27because you have a stable,
01:28diversified portfolio.
01:29You know,
01:36you know,
01:36this is all that.
01:41And you know,
01:41the risk that you have to do with.
01:43And then,
01:44you know,
01:45trips,
01:45places that you need to do
01:46you know,
01:46there will be more
01:48I don't want to do that.
01:49I don't want to do it.
01:53I don't want to do this.
01:56Yes.
01:57I think the performance is very dependent on how the environment is in particular sector.
02:05So, the sectoral funds, at least, we suggest that if you have a proper portfolio,
02:14if you have a reasonable amount of portfolio, if you have a stable portfolio,
02:23if you have a risk to take the top, then you can do a sectoral investment.
02:29What happens in the sectoral investment?
02:31It is different sectors and themes.
02:35Usually, we have seen that there are many new ways,
02:39if there is a portal or platform,
02:42we can sort the performance,
02:46and we can invest more than that.
02:49This is a natural tendency.
02:52It is a natural tendency.
02:56Humans are a natural tendency.
02:59We think that joining the sectoral funds is a natural tendency.
03:20तो अब इस नहीं है कि इन में सो का सो रुपया जो है जो मैं लिवेस्ट कर रहा हूं
03:30वह एक ही पर्टिकुलर सेक्टर में जा रहा है और अगर उस समय वह सेक्टर का जो न्यूज जो है
03:39It doesn't mean that you are not in your favour, then you have 100-100 rupees.
03:48So, diversified runniti is always good, where you have some money in all sectors.
03:54So, what should be an ideal allocation of thematic funds in a portfolio?
04:02By default, at least, we are conservative in nature, but by default, you need a schematic fund.
04:11When you put a diversified equity fund, it will be 100-100 rupees.
04:17If you have a good fund managers, your skills and team will be able to invest in proper sectors.
04:25We will invest in a small market and we will invest in a small market and have some opportunity.
04:28So, the money is, you need a diversified, well-diversified.
04:33If you have a systematic fund, then you will be able to invest in a small market.
04:40If you have a bank, you will invest in a small market,
04:45then you will invest in a small market.
04:48Okay, problem is that you are going to do 10% allocation in thematic funds, 15%
04:57you know, 15% you have to do small cap, 15-20% you have to do mid cap, almost
05:0450%
05:04you have to increase your risk.
05:07So, you have to say that you have to say that you have to say that you have to say
05:16on the website, for example, as you were reported in the data,
05:24your risk is fully accepted.
05:31They will not be free to watch those as recently,
05:35if you are not aập, that comes briefly,
05:45So basically, the loss that you are showing, you are realizing and you are booking.
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