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If Stock Market corrects for 5-15%, what should be a smart strategy to save your portflio? In this exclusive conversation, Harshad Chetanwala explains how investors should approach market volatility, thematic funds, smallcaps, SIP strategy, and portfolio allocation for 2026. Learn the difference between thematic and diversified funds, common investor mistakes, and the ideal core + satellite portfolio strategy for long-term wealth creation.

Share Market मे अगर आए बड़ा Correction, तो क्या करें? क्या Thematic और Smallcap Funds अब ज्यादा Risky हो चुके हैं? इस खास बातचीत में Harshad Chetanwala बता रहे हैं कि volatile market में wealth कैसे बनाई जाए, किन sectors में valuations ज्यादा हैं, SIP जारी रखें या pause करें, और 2026 के लिए ideal portfolio allocation क्या होना चाहिए। जानिए Thematic vs Diversified Funds, Core + Satellite Strategy और नए investors के लिए safe mutual fund portfolio।

#ShareMarket #MutualFunds #SIP #StockMarket #ThematicFunds #SmallCap #InvestmentStrategy #MarketCorrection #WealthCreation #HarshadChetanwala

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Transcript
00:00I have one more time.
00:03ICRA numbers are the sectoral and thematic funds.
00:08In this year, we talked about April and April.
00:15In this year, we talked about the same year.
00:20This year, the same April,
00:21is the same year.
00:24Thematic and sectoral funds.
00:26I am talking about the same year.
00:28Now, the question is,
00:30is there not a good right thing in the thematic funds?
00:34Why are some cautious of thematic funds?
00:38And those who have already invested in the thematic funds?
00:40Is there something wrong?
00:42We should not do it.
00:45In your show,
00:47we have a lot of time,
00:49and we have learned a lot about thematic funds.
00:51There are more than thematic funds.
00:56If you have a lot of money,
00:57you can invest in a particular theme.
00:59So, the risk will be more than thematic funds.
01:02So, the thematic funds,
01:03it's not that they don't have to invest in thematic funds.
01:06In thematic funds,
01:07you can invest in your portfolio,
01:10a little bit more than a stable portfolio,
01:13a little bit more than a decent amount.
01:15And then, if you have a lot of money,
01:17if you have a lot of money,
01:18then you can invest in a sectoral investment.
01:21So, overall,
01:22you know, at least,
01:24you know, the risk perspective,
01:26there will be a little risk.
01:27You know,
01:27if you have a lot of money,
01:31you can invest in a sectoral fund.
01:34And you know,
01:40you can invest in a sectoral fund.
01:48So,
01:51you know,
01:53even if you have a lot of money,
01:54if you have a lot of money is Gentiles,
01:58you know,
02:03that you have to invest in that sectoral fund.
02:08It must be significant.
02:10What is it?
02:19Let's talk about the money.
02:20in a stable portfolio, if you have a risk, then you can do a sectoral investment.
02:29What happens in the sectoral investment?
02:31What happens in the sectoral investment?
02:34Usually, we have seen that there are many innovations,
02:45but we have seen that there are many innovations in the sectoral investment.
02:50It is a natural tendency.
02:52It is a natural tendency.
02:55It is a natural tendency.
02:59We think that what we are doing is good.
03:01But it is not.
03:04So, in the sectoral funds, we have to focus on the sectoral investment.
03:07If we have invested in some sector,
03:10then we will understand that what is the sectoral investment.
03:13It is a trend when we all invest in PSQ.
03:18Then we have a defense, pharma, IT.
03:22It is all going on.
03:23It is not that companies are bad.
03:26The problem is that my 100-100 rupees,
03:28is money goes into one particular sector.
03:35In the period of time, the news and the sectoral investment
03:41is not available to us.
03:44Then the 100-100 rupees is enough.
03:48That is why the diversified revenue is always good.
03:51So, in all sectors we have a little money to take out.
03:54And thus with that, we will fade up.
03:56Okay, then what should be ideal allocation of thematic funds in someone's portfolio?
04:03By default, we are conservative in nature, but by default you don't need thematic funds.
04:11When you put money in a diversified equity fund, it will be 100.
04:27If you want money in a diversified equity fund, it will be 100.
04:34If you want money in a diversified equity fund, it will be 100.
04:39If you want money in a diversified equity fund, you will need thematic funds.
04:49The problem is that you will need thematic funds.
04:53If you want money in a diversified equity fund, you will need thematic funds.
05:07So, yes, you will continue, when you have a diversified equity fund.
05:16The question is it's not important?
05:19If I wasexualing the details on the topic of this,
05:25If you don't panic or nervous, look at thematic funds.
05:30That's what you can do with it.
05:36If you look at this environment,
05:38if you look at a particular theme,
05:40if your portfolio is very negative,
05:43and you panic,
05:44then basically,
05:46the loss that you are showing,
05:47you realize and you book.
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