00:00Today, you are listening to UPI and UPI.
00:03Every way, there is a search for UPI to pay for another person.
00:08Some of you are searching for UPI to pay for payments.
00:13So, you will need to pay for UPI.
00:16There will be some questions in your mind.
00:18UPI to pay for fees.
00:20Because in some cases, there are some big updates, some big news.
00:25After that, people are confused.
00:29Hello and welcome.
00:31Good Returns.
00:31I am with you.
00:32I am with you.
00:33I am with you.
00:35My right name is Sumit Kumar.
00:37Today, we will discuss UPI payment fees.
00:43Why are we going to discuss?
00:45Because you are all are worried.
00:47First of all, we will give you a clarification about UPI.
00:54UPI payment fees.
00:56If you are going to pay for your money or not,
00:59if you have a question about extra payments,
01:01no.
01:03You will not.
01:04According to government,
01:06what has been said, what has been said, what has been said.
01:10NPCI, UPI, Merchant Discount Rate,
01:15this is a new framework by the MDR.
01:1815 October 2026.
01:20This framework will be going to be done by some other purposes.
01:22And in some of the different conditions,
01:23you will also have an option to your client.
01:25If you have a loan,
01:28if you have a loan,
01:28you will have a loan.
01:30This is a new framework.
01:35And by that,
01:37if you have a loan,
01:38it will be $0.4%.
01:43The question is, is the UPA?
01:46Today we're going to explain a little bit.
01:49I think there are many questions about this.
01:52First, we need to clarify that if we need a payment for a UPA,
01:58then we are going to give extra money.
02:01If we need to send someone to someone to someone to $2,000-$3,000,
02:04we need to send an extra payment on those $2,000-$3,000?
02:08If we need to give notification to the government,
02:11person to person.
02:14You are selling your country, your family, your friends, your family and your friends
02:22are selling your local country.
02:30foreign
02:34foreign
02:34foreign
02:34foreign
02:34foreign
02:34You should have no charge, if you are sending them, you should be transferring to the UFI.
02:41You should be transferring to the UFI.
02:42It is not going to be the balance, it will be a transaction, which is now we are now.
02:46But if you send them to the merchant, if you send them to the merchant,
02:53you will have an investment in the UFI, then you will have an investment in the UFI.
02:58But you will have to send them to the merchant,
03:02right?
03:07Yeah, you don't have to charge.
03:12However, the price is $100,000.
03:16But when your fees are available, which you can pay for the money, and your fees are
03:20So, when you buy the money, to sell your money, you can pay for it.
03:25But you can pay for the payment, you can pay for the payment.
03:32if you want to understand how the money is present.
03:38If you want to buy money, if you want to pay money, it will be $3012 trillion.
03:46$2012 trillion is the money that you pay.
03:48And then it will be paid.
03:50There is money that will be paid to pay, but they will pay.
03:54Direct Groups, not directly, but indirectly, it will be the same as the P2P, P2M, P2PM,
04:03which is the share market, which is the same as the share market.
04:08Now, the third is the share market.
04:11The share market of the share market is very low.
04:19The share market is low.
04:24So, if you invest in the share market, then you will have 0.02% charge.
04:34So, if you invest in your brokerage account, then you will have 20 rupees.
04:39So, you need to invest in every investment.
04:53So, if you invest in your brokerage account, then you will have 0.02% charge.
05:04So, if you invest in brokerage account, then you will have 0.02% charge.
05:20You do not have the price of the share market, because they are in debt,
05:21but you don't have toicamente, you put 1 in debt.
05:35This is even средما.
05:37We have 100 Service fees for angel工作,
05:50ुपर कोई चार्ज नहीं लगने वाला है लेकिन आप यह समझे ना आप 2,000 रुपए की खरीदारी कहां कर
05:56रहे हैं आप मालेजे किसी भी आप सौपिंग में जाते हो जब भी साल्डी आती है उसके बाद आप तो
06:01जाते हो यह तो क्लियर है आप जब
06:02सौपिंग करने जाते हो 2,000 रुपए कोई कपड़ा मिलता है गया नहीं मिलता ना उससे ज्यादा कहीं मिलता है
06:07तो यह जो एक नेरेटिफ फैल आया जा रहा है कि 2,000 रुपए तक का हमने छूट ने दिया
06:11हमने बहुत बढ़ी डिसकाउंट ने दी यह डिसकाउंट भाई आं�
06:29माले जे तीन चार लोगों का परिभार है तो आप 2,000 रुपए में सब का कपड़ा नहीं हो पाएगा
06:32ना सब की शॉपिंग नहीं हो पाएगी बाकि आप माले जे जोएली खरीद ने जा रहा है कुछ भी खरीद
06:36जा रहा है तो वहां पी आपको एक्स्टा चार्चेश कहीं �
06:40दुकंदार नहीं देगा वह आपके उपर ही बड़न पड़ेगा वह आपसे ही वसूला जाएगा इंडरेक्टली रुप से वसूला जाएगा लेकिन
06:45वसूला आपसे ही जाएगा चलिए एक थोड़ा से समराइस वाम में भी यह बात बता देते हैं बीच में उसके
06:50आगे इस
07:10तक अगर हम बात करें तो यह 0.4% का MDR लगने वाला है 0.40% 0.40
07:17% का MDR लगने वाला है लेकिन अगर आप 75,000 रुपे का पेमिंट कहीं कर रहे हैं मर्चंट को
07:23यानि वह बड़े बिजनसमें जो आपस में लेंदेन करते हैं जो मर्चंट अकाउंट चलाते हैं अगर वह आपस
07:31में कोई लेंदेन कर रहे हैं क्योंकि 75,000 का जो अमाउंट है वो जादे तक बड़े बिजनसमें यूज होगा
07:36एक लाख रुपे दो लाख रुपे इस तरीके के अकाउंट में यूज होगा वहां पर जो क्यापिंग है वो 300
07:42रुपे की है अब 75,000 से उपर आप कितना भी पे
08:01पूरा का पूराज़ पूर्अजा डंक पीरते हैं कि हम इतना बेंबर नमबर फूर्ण है इतना ज्यादा डिश्टल पेंट कर रहे
08:07हैं हम सब से तेजी से आगे बढ़ रहा है दिश्टल पेंट
08:25It's like that you have a little bit of money.
08:26It's about 2,000-430,000.
08:28If you buy money, you can buy more money.
08:31If you buy money, if you buy money or money,
08:34if you buy money, you buy money or you buy money,
08:36it'll be more than 2,000-530.
08:38If you buy money, you'll buy money.
08:41It will be more than 1,000-530,000.
08:43You'll buy money.
08:45You all buy money.
08:47It will be more than 2,000-530,000.
08:49There are some media reports,
08:52I know there's a big business man.
08:54So, they said that 22 crore, a few days ago, it was a personal guarantee, which was the
09:00company.
09:01So, if this 22 crore is not worth it, then in the next 15-20 years, we can keep the
09:11UPI
09:12free.
09:13I have some data, and I want to tell you that there are so many businessmen who have
09:19a york zwar to give guidance.
09:26On the other hand, if the bank had no money to be denied, if there is no money, if
09:39market prices have been made, then the UPI has been 15-20 years for me, and I feel
09:45I think it's going to be 100-200 years, first of all you have a question about Shubhash Chandra,
09:50it's 99.97% of the hair cut was $22,006 crore, and how much it was $6,5 crore,
09:59so 99.97% of the hair cut was $3,900 crore, and $1,600 crore was $1,900 crore,
10:08so 95% of the hair cut was $19,000 crore was $1,000 crore,
10:13so 95% of the hair cut was $3,900 crore, and $4,900 crore was $9,900 crore,
10:25so 92% of the hair cut was $4,000 crore, and $43,000 crore was $91,000 crore,
10:43$5,500 crore, and $24,000 crore was $4,900 crore, and $84,000 crore was $83,000 crore.
10:50So there are a lot of lists, which have been a list of 50% of the hair cut,
11:24and $85,000 crore took place for $4,000 crore, leans, and $10,000 crore.
11:25because we were talking about investments, the explanation came from the government,
11:30they said that those who already have auto pay,
11:33this update for our viewers,
11:35those who already have fintech accounts,
11:40if you have any auto pay,
11:45if you have any auto pay,
11:46then there will not be any effect on it.
11:51Utility bill,
11:52such as electricity bill,
11:54or water bill,
11:56there will not be any MDR charges,
11:59OTT accounts,
12:02there will not be any MDR charges,
12:05and here there is another point,
12:07mutual fund SIPs,
12:09there will not be any MDR charges,
12:12this is also an update,
12:14so now we have talked about share market,
12:16or bond market,
12:17stock investment,
12:18or brokerage account,
12:19if you are putting your money,
12:21then it will go,
12:22but if you have any SIP,
12:24if you have any insurance,
12:26or any mutual fund,
12:28you have a SIP,
12:29or brokerage account,
12:31or direct account,
12:32then there will be no charge on it.
12:34Okay,
12:35the second thing we are discussing,
12:37the other thing we are discussing,
12:38the customer,
12:39or merchants,
12:41will pay this MDR,
12:44but the question was,
12:46is the burden of the people,
12:46what are the burden of the people,
12:48we assume that it will be,
12:50but the government,
12:51the clarification,
12:52has been clear that,
12:54the customer will not increase,
12:56the customer will not give you money,
12:58the customer will give you money,
12:59each other.
13:00There is a little confusion in here,
13:01there is a little confusion
13:02from� kindness here too,
13:06but when you can't charge lower
13:07the modified you listed price,
13:08or not even the final mistake,
13:09of course they will get down.
13:10Because errored you listed price,
13:11and diesel,
13:12of the other merchants,
13:13do you mean that?
13:14even when you go towards produce,
13:18or when you travel around the market for
13:20$6,000
13:22it's the grandkids, you would get rich, and we won't buy it for a thousand.
13:26So, when we go, we don't buy payment as much, and when we go, we don't buy it.
13:30We don't buy it at all, so we don't buy you discount.
13:32And if you want to buy up a new bought-in, a sales store, you would buy it, then you
13:39can buy your own tag and say it's more than a full discount, then you'll get your
13:45rates.
13:46Yes.
13:46I have a problem.
13:47You have to directly say that you don't have money.
13:49You don't have money to give a person, but if somebody is a small company, they are
13:54businessmen, then they are small businesses.
13:57They will not be able to give money.
14:00When the day comes, many payments will not be able to give money.
14:03When they get paid, if they give money, how much money would give money?
14:06It's a simple question.
14:08It's a question why people like to give money and give money.
14:16?
14:17?
14:17?
14:19The government has said that there is no burden on the people who are paying for it, but the merchants
14:26who are paying for 2,000 to 75,000 to 75,000 to 75,000 to 75,000 to 75
14:37,000 to 75,000 to 75,000 to 75,000 to 75,000 to 75,000.
14:38The government has also been one of these countries. I think it's wrong to say that the government has no
14:46burden on the people who are paying for it.
14:49We have given some data points, but there are many tech owners and co-founders who are paying for this
14:59step.
15:00They are also paying for it. As you know, the company has said that there is no confusion.
15:08This is the clarification that the fintech industry is supporting UPRMDR.
15:42UPRMDR and UPRMDR and UPRMDR.
15:43We have to say that we have to take the money from the ATM and bank.
15:47After that, we will use the money from the cash.
15:49We will use the cash and why do we use the cash?
15:51Why do we use the cash and why do we use the cash?
15:52When it rolls out, it will be the impact of the cash.
15:57What do we accept the cash?
16:00Do we want to avoid the cash?
16:03Do we want to avoid the cash so that they don't have extra MDR?
16:15And we will pay in some cases if we look at the cash.
16:21We want to take the money from the cash back.
16:35that we need to plan our financial planning.
16:38Now, the conclusion is that we have told you about the conclusion today.
16:44Thank you very much, how will this all come out and understand our viewers?
16:50I think you will get some clarity on how much difference you have in this episode.
16:55If you have any questions, you can ask me in the comments.
16:57We will try to answer your next video.
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