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00:34Hello and welcome, you can see Good Returns, I am with you, I am with you.
00:38First of all, we will learn a reality and then we will learn more about this video.
00:42No one-size-fits-all mutual fund is not a one-size-fits-all fund,
00:46which you can see in some reports today.
00:49Today, the fund is giving 20% of the return.
00:52It is not necessary to give it tomorrow.
00:53This is the biggest mistake of investors.
00:56These are the top performing funds.
00:58Now, we will talk about numbers and strategy.
01:02If you have a goal of 2-3 years,
01:04such as you can create a car or emergency fund,
01:07then you can make a risk for equity funds.
01:10So, first of all, think about debt funds or hybrid funds.
01:15Where returns are 6-8%.
01:18But the stability you can get.
01:21If you have a horizon 5 years or more,
01:24then you can get equity funds in the game.
01:26Large-cap funds historically 10-12% stable returns.
01:30When you talk about large and mid-cap funds,
01:33then 12-14% return returns.
01:36Because growth and stability are both mixed.
01:40Now, if you are aggressive investors,
01:42if you can invest with a lot of aggression,
01:43you can invest and risk.
01:45You can invest with risk.
01:46And you can invest in 10-15 years.
01:47You can invest in 10-15 years.
01:48You can invest in long-term planning.
01:51Then you can invest in mid-cap and small-cap funds.
01:54You can invest in 15-18% to the potential.
01:57But the risk is so high.
01:59In short term,
02:00you need to deal with 20-30% of your growth.
02:01That's the risk of your growth.
02:11That's the risk of your growth.
02:17After that,
02:28you have to deal with the growth.
02:30popular
02:30हो रहे हैं
02:31जहां
02:31equity के साथ
02:31debt और gold का mix
02:33मिल जाता है
02:34as if one's
02:35volatility के समय
02:35cushioning देते हैं
02:37और downside risk को
02:38कम करते हैं
02:39अब आता है
02:39सबसे important सवाल
02:40SIP
02:41या फिल लंब सब
02:42कई viewers
02:44और कई निवेशक
02:45जो हैं
02:45वो इसमें
02:46confused रहते हैं
02:47अगर market uncertain है
02:48जो कि अभी है
02:49तो SIP
02:50सबसे safe strategy
02:51मानी जारे है
02:52क्योंकि आप
02:53हर level पर
02:53invest करते रहते हैं
02:54और average cost का
02:56आपको फायदा मिलता है
02:56वहीं lump sum
02:57तभी सही होता है
02:58जब बाजार में
02:59शाप गिरावट आए
03:00और valuations
03:01काफी attractive हो जाए
03:02यानि काफी
03:03सस्ते हो जाए
03:04अब एक और ज़रूरी बात
03:05past returns के पीछे
03:07भागना बंद कर दीजिए
03:09कोई भी fund
03:10अगर पिछले एक साल में
03:1125 पीसदी return दे चुका है
03:13तो chances हैं
03:15कि वो already expensive हो चुका है
03:17तो simple formula समझे
03:19अगर आप beginner हैं
03:20तो flexi cap funds में
03:21SIP शुरू करिए
03:22अगर moderate हैं
03:23तो large और mid cap का
03:24combination रखिए
03:25और अगर आप एक aggressive
03:27investment हैं
03:28तो mid और small cap में
03:30long term के लिए चाहिए
03:31और अगर risk कम रखना है
03:33तो hybrid या फिर
03:34multi asset funds आप चुन सकते हैं
03:36और अगर कुल मिला करके देखें
03:37तो mutual fund investment का
03:39असली game returns नहीं
03:40consistency है
03:41सही fund चुनना जरूरी है
03:43लेकिन उससे भी ज्यादा जरूरी है
03:45discipline के साथ
03:46लंबे समय तक invested रहना
03:48हाला कि इस वीडियो में
03:50हमने आपको अलग-अलग
03:50तरीके के funds जरूर बताए हैं
03:52लेकिन सही fund चुनने से पहले
03:54आप अपनी risk profile को
03:55analyze जरूर करियो
03:56और financial advisor की rise जरूर बीचे
03:58लेक्तर ये जरूर करत्स
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