00:00Artificial intelligence can now clone a human voice from a three-second audio sample.
00:04And scammers across America are already using it to steal money from families.
00:09The technology, now available through multiple commercial and open-source AI platforms,
00:14allows anyone to create a near-perfect reproduction of another person's voice.
00:19From just a short audio clip, a voicemail, a social media video, or a phone call recording,
00:25the FBI is warning of a surge in AI voice-cloning scams targeting American families,
00:30particularly elderly citizens.
00:32The most common script, a frantic call from what sounds exactly like a grandchild,
00:38saying they are in trouble and need money immediately.
00:41In the first quarter of 2026, losses from AI-enabled voice fraud exceeded $25 million in the U.S. alone.
00:49According to FTC data, the technology is advancing faster than defenses against it.
00:55Voice verification systems used by banks and financial institutions
00:59are increasingly fooled by AI-cloned voices.
01:02Security experts say the only reliable defense right now is a family-safe word,
01:07a code word only you and your close family know.
01:10That must be stated in any emergency money request before you act.
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