00:00Imagine lending your car to a friend, only for them to get drunk, total it against a
00:07parked vehicle, and then try to frame someone else for the crime.
00:12This is the messy reality of the Flame Nightclub disaster.
00:16Welcome back to Judy Explain.
00:19The case starts with Miss Connor, whose car was parked safely while her daughter was at
00:25work.
00:25Around midnight, the car was found totaled.
00:28The vehicle that hid it belonged to Gwen, but Gwen wasn't driving.
00:33She had loaned her car to Taylor Fagan.
00:36Taylor and her friend Jerry had spent the night at a club and were, by their own admission,
00:42legally intoxicated.
00:44Who was actually behind the wheel?
00:47Taylor tells a story about Jerry snatching the keys because she wanted a taxi.
00:53Jerry tells a much darker tale.
00:55He says Taylor crashed the car, broke her glasses on the steering wheel, and became
01:00hysterical.
01:01He claims he only took over the driving to get them home, and that's when Taylor started
01:07snapping photos of him to set him up.
01:10Judge Judy didn't need a DNA test to find the truth.
01:13She used pure logic.
01:16She realized Taylor's evidence, the photos of Jerry driving, was staged after the crash.
01:22Judy labeled Taylor the rat of the group, someone who reported her friend to the authorities just
01:28to cover her own tracks for what would have been her fifth accident of the year.
01:33But nobody walked away clean.
01:36Gwen, the owner, was caught with no insurance, which Judy called idiotic.
01:41Because of this, Gwen's claims were dismissed.
01:44In the end, Judy ordered all three of them, the owner, the driver, and the passenger, to
01:50split the $3,934 bill to fix the innocent victim's car.
01:56The lesson here is simple.
01:58If you're drunk, stay off the road.
02:01If you own a car, never let it leave the driveway without insurance.
02:05And if you're in front of Judge Judy, don't think for a second that a staged photo will
02:10save you.
02:11Case closed.
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