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  • 5 days ago
Is the Bitcoin era as we know it coming to an end in 2026? Today we are looking at the massive $2 trillion market drawdown and what it actually means for your portfolio.
In this video, we break down the latest crypto news, the impact of Federal Reserve policies, and why institutional investors are shifting their focus. Whether you are investing for beginners or looking to build wealth in your 20s, understanding these market cycles is crucial.
We also discuss:
How to invest in a volatile market.
The difference between speculative assets and real estate investing.
Why your credit score and financial foundation matter more than ever during a market reset.
Passive income strategies for 2026.
I’m sharing my honest thoughts on the current state of the stock market and crypto. Is this a 'falling knife' or a generational opportunity to build wealth?
Follow Fiscal Point for daily updates on global finance and tech."

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00:00is leading this spectacular plunge and a lot of investors are asking themselves is the party
00:07finally over today we're going to break down exactly what is happening and more importantly
00:12why so first let's just get a sense of the scale we're talking about here we're looking at a massive
00:1845 drop from bitcoin's all-time high i mean entire accounts have been wiped out seemingly overnight
00:24and even the biggest players are feeling the heat so let's be clear this isn't just some
00:29minor dip it's a full-blown collapse that has shaken the market right to its core so the big
00:35question is why why now well this sell-off isn't random it's not just a bunch of retail investors
00:41panicking there are some really powerful forces at play here and we're about to unravel all the
00:45complex factors driving this thing and what it could mean for the future to really understand
00:50what's happening you have to look at five distinct catalysts that have basically combined to create
00:55a perfect storm each one of them plays a really critical role in the story of this crash
01:00okay so it all starts with investors turning what we call risk off with all the economic uncertainty
01:07they're moving money out of speculative things like crypto and into safer havens at the same time the
01:12us dollar is getting stronger which makes holding bitcoin as a hedge you know less attractive then
01:17and this is a big one you have the etfs the very things that drove the price up are now making the
01:22crash worse see as people sell their etf shares the funds themselves are forced to sell actual bitcoin
01:28which creates this nasty downward spiral on top of all that there's just no more good news to keep
01:33the hype going and all of this leads to the final catalyst a total loss of conviction where people
01:38just lose faith and decide to get out you know this crash has really reignited a fundamental and super
01:44polarized debate about what bitcoin's value truly is on one side you have some of the biggest names in
01:49finance calling it completely worthless and on the other you've got titans who see it as the future
01:54let's take a look at this battle of ideas in one corner you've got the critics right legends like
02:01warren buffett and the late great charlie munger and in the other corner you have the believers we're
02:06talking the heads of the world's largest financial institutions from jp morgan to blackrock what's so
02:12fascinating here is that many of these believers were once the fiercest critics themselves
02:17the intensity of the criticism is pretty striking i mean charlie munger famously called bitcoin
02:22rat poison squared skeptics argue you just can't value it because it doesn't produce anything
02:27it has no real intrinsic worth in their view it's just pure gambling you're just betting that the next
02:33person in line is going to pay more for it than you did but then you see this larry fink the ceo of
02:39blackrock once called bitcoin an index of money laundering today he says it has the potential to
02:44outperform the internet and he's not alone you've got jamie diamond of jp morgan and the billionaire
02:49ray dalio they've gone from calling bitcoin a fraud in a bubble to now saying it's a legitimate
02:54financial tool and one hell of an invention this dramatic 180 from some of its biggest critics
03:00is a huge part of the story here so with all these conflicting views flying around how do we make
03:06any sense of the current chaos well probably the best way is to just step back from all the opinions
03:11and look at the hard data because what we're seeing right now it's part of a long long history
03:16of extreme volatility and this really shows it perfectly these massive crashes are not new for
03:23bitcoin not at all in fact you could say they're a recurring feature we saw an 83 drop in 2013 another
03:3083 drop in 2018 and even a mind-boggling 99 collapse way back in 2011 so historically speaking seeing your
03:40investment get absolutely hammered is well kind of a normal part of the bitcoin experience this wild
03:46pattern has led to a really popular theory known as the bitcoin four-year cycle the idea is that for
03:51the last 15 years bitcoin has followed this strangely predictable rhythm you get a period of quiet
03:57accumulation then a massive parabolic price bubble which then like clockwork leads to a devastating 80
04:02crash and then the whole process just starts all over again now during these crashes fear and
04:08misinformation can spread like wildfire so let's just take a quick second to address two of the
04:13biggest anxieties that are fueling the panic right now and separate the facts from the fiction
04:18first there's a ton of chatter about michael sailor you know the guy whose company holds over three
04:23percent of all bitcoin getting liquidated and collapsing the entire market this just isn't accurate
04:29he doesn't use margin loans like a normal trader he uses something called convertible debt
04:33just think of it like a long-term loan there's no magic price at which he's forced to sell the real
04:39risk is that he might have to dilute his company's stock in a few years to pay back those loans
04:43not some sudden market crashing fire sale second there's the fear of quantum computers breaking
04:49bitcoin's security and while yeah this is a valid long-term concern it's not an immediate threat
04:55these kinds of computers don't even exist yet on a scale that could do any damage
04:58and just like any other software bitcoin's code can be and will be upgraded over time to become
05:04quantum resistant long before it ever becomes a real problem so how should anyone even approach
05:11such a volatile and polarizing asset well this final section isn't about giving you financial advice
05:17it's about providing a rational framework for how to think about bitcoin especially in moments exactly
05:23like this one it really starts with this simple but incredibly powerful mantra when you get that
05:29fomo that feeling of missing out as the price is skyrocketing that has historically been a terrible
05:33time to buy and when you feel that pit in your stomach that panic to sell because it feels like
05:38it's all over well that's often been a good time to hold or even buy the key is just to avoid making
05:44decisions based on these extreme emotions a rational approach is really built on three core principles
05:50first discipline is more important than conviction it doesn't matter how strongly you believe what
05:56matters is sticking to your plan second your position size matters way more than your price target
06:01sizing your investment small enough so that these huge swings don't totally ruin you is absolutely
06:06crucial and finally consistency always beats trying to time the market perfectly so the most important
06:13takeaway is this bitcoin is not a shortcut to wealth it is a high-risk growth asset with what they
06:19call asymmetric upside and the trade-off is simple your chance of making a lot of money is directly
06:25tied to your chance of losing a lot of money it is not a safe haven and you absolutely do not need it
06:31to build wealth long term and that leaves us with the ultimate question doesn't it every crash is
06:37different of course sparked by its own unique reasons but so far this cycle of doom despair and
06:42eventual recovery has always held so is this collapse just another brutal but predictable turn of the wheel
06:48or is this the time that the cycle finally breaks that right there is the billion dollar question
06:54everyone is trying to answer
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