00:006 Smart Ways to Avoid Paying ATM Fees for Good
00:05Use and Network ATMs. Each bank has an ATM network. Using it avoids
00:10fees. Check network size when opening accounts. Fewer ATMs
00:15mean more fees. Choose larger networks like Allpoint or MoneyPass
00:19with apps for finding out.
00:20Finding nearby ATMs. Get cash back from debit purchases.
00:25Instead of using an ATM, go to a grocery store or pharmacy and buy something useful.
00:30Even a small item like water or gum. Choose cash back at checkout to get...
00:35the amount you need, though withdrawal limits are usually lower than at ATMs.
00:40Get a bank account that reimburses ATM fees. Some banks reimburse...
00:45out-of-network ATM fees up to a certain amount.
00:48Alibank, Charles Schwab
00:50and TD Bank do this. So ask before opening an account. Believe it or not...
00:55they take pity on you for paying these fees. Ditch cash altogether.
01:00Stop carrying cash to avoid ATM fees. Going cash...
01:05cash-free is easier than ever. With many events, venues, and restaurants already
01:10are cashless. It may take getting used to, but once you ditch cash, you'll never go back.
01:15Use a payment app. Even without cash, you likely have your smartphone.
01:20Many retailers accept digital credit cards or payments like Apple Pay.
01:25or Zelle, letting you pay digitally instead of using the nearest expensive ATM.
01:30Plan ahead. Plan ahead is key to avoiding high ATM fees.
01:35especially at tourist spots, music festivals, amusement parks, or popular...
01:40bars. Bring extra cash from an in-network ATM to prevent paying ridiculous...
01:45fees.
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