If by “SIP” you mean a Systematic Investment Plan (typically in mutual funds), the simple answer is:
👉 Yes — SIP is generally “worthy” for most investors, if used correctly and with the right goals.
A SIP (Systematic Investment Plan) helps you invest a fixed amount regularly in mutual funds, making wealth creation simple and disciplined. Instead of timing the market, SIP lets you benefit from rupee cost averaging and long-term compounding. Even small monthly investments can grow significantly over time. SIP is ideal for salaried individuals, beginners, and long-term goals like retirement or child education. However, SIP works best when you choose the right fund and stay invested for the long term.
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